Chubb Coverages

Auto Coverages

Coverage Highlights

Insure your cars with Chubb Masterpiece® Automobile Insurance and get some of the best protection on the road:

  • Agreed Value Coverage: With Chubb's optional Agreed Value coverage, you agree what your car is worth when your policy is written. Then, if your car is stolen or totaled, we'll simply write you a check for the agreed amount. This could save you $10,000, $20,000 or more at the time of a covered loss.
  • Choice of Repair Shop: Chubb pays for your choice of repair shop. Many standard companies strongly suggest that you fix your car at one of their "network" shops. Chubb not only provides you with the freedom to choose a body shop. If you need a referral to a trusted and certified shop, Chubb can offer one through our Masterpiece Auto Preference Services (MAPS).
  • Rental Car Reimbursement: Need to rent a car because yours is out of service following an accident? Chubb's Rental Car Reimbursement Coverage pays more than nine times as much as most ordinary insurance and enables you to rent a car like the one you own. We offer the industry's highest amount of coverage at $5,500, with no per-day limit.
  • Original Equipment Manufacturer (OEM) Parts: While many insurers won't pay the cost of OEM parts, Chubb will. Because Chubb knows that when you need your car repaired, you will want it fixed properly the first time.
  • High Coverage Limits for Liability and Uninsured/Underinsured Motorists (UM/UIM) Coverage: Your auto insurance can be a strong line of defense in the event of an accident or a lawsuit. For it to work, you need high limits of both auto liability and UM/UIM coverage. Chubb offers some of the highest limits in the business-up to $10 million in auto liability and $1 million in UM/UIM protection.
  • Worldwide Rental Car Coverage: Unlike most standard insurers, Chubb doesn't limit rental car coverage to the U.S. and Canada. We cover damage to a rental car anywhere in the world. And, when you purchase a liability limit of $1 million or more, you get worldwide auto liability coverage.

Disclaimer: This information is advisory in nature. No liability is assumed by reason of the information in this document. All products may not be available in all jurisdictions. Coverage is subject to the language of the policies as issued.