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Give us a call 866-869-0905

Lloyd Bedford Cox

For 100 years, LBC has provided successful individuals and families with comprehensive protection to meet their unique needs.  As an independent insurance agency, and a fourth-generation family business, we specialize in coverage for the things you’ve worked hard to attain in your personal life – homes, vehicles, watercraft, valuable collections, and more – and employ a distinctive approach to client service.  We are dedicated to providing you with this exemplary service by applying our extensive knowledge and years of experience.  Located in Bedford Hills, NY, we are licensed in all 50 states and maintain international partnerships for our clients with global needs.

We believe that since the details of your life change over time, your coverage should too. Using our unique Coverage Assessment Process and Renewal Solutions Formula, we utilize a high-touch, personalized service to identify and eliminate your potential risks, exposures, and gaps in protection.  We specialize in one area rather than generalizing in many.  Our sole focus is specializing in personal insurance for successful individuals and families. 

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Nicholas Philip

Nicholas Philip

Nicholas Philip has been a part of LBC for 4 years as a Private Client Advisor. He grew up in Greenwich, CT, and went to Brunswick School & Denison University. Nicholas is an avid golfer, skiier, fly fisher and paddle tennis player. When he is not enjoying the outdoors, he can be found cheering on the New York Rangers with family and friends or spending time with his wife, Hayley and their black Labrador. He is determined to build and foster long-term relationships with his clients by always striving to do the right thing, by providing industry-leading customer service, and by serving as their advocate at all times.

Give us a call 866-869-0905

Our Products & Services

  • Homeowners Insurance: High-Value, Brownstones, Historic, Seasonal/Secondary, Condo/Co-Ops, & Renters
  • Automobile Insurance: Private Passenger, Collector Car, Motorcycle & other recreational toys
  • Umbrella Insurance: Primary, Excess & Umbrella with limits up to $50,000,000
  • Watercraft Insurance: Sailboats, Power-Boats, Yachts & Personal Vessels
  •  Valuable Articles Insurance: Jewelry, Fine Arts/Antiques, Wine, Silverware, & other collections
  • Course of Renovation & Course of Construction Insurance
  • Residential Employees: Workers Compensation, Disability & Employment Practice Liability Insurance

Give us a call

Have questions? Call us today for more information.