When you work in the fast-paced food services industry, you have to juggle a lot of plates. Even the most prepared business owners will face issues and experience risks that may ruin their establishment’s profits and reputation.

Chubb Small Commercial Insurance (SCI) provides a robust solution for small businesses with up to $30M in revenue. Our insurance offerings are available for:

  Banquet halls

 
 Buffets 
 
 
 Casual dining
 
 
 Caterers
 
 
 Commissaries
 
 
 Delicatessens
 
 
 Fast food

Fine dining

 
Food concession
 
 
Food trucks
 
 
Pizza parlors
 
 
Sandwich shops
 
 
And more!



Coverages

To help mitigate the unavoidable risks your clients may face, Chubb SCI offers a customizable suite of insurance products for the food service industry.

Chubb BOP

Provides broad insurance protection for property and liability exposures including over 100 property and liability features beyond industry standard policies. Chubb's business owner's policy serves as the foundation for your insurance portfolio.

Umbrella

Provides an additional layer of coverage over existing liability policies, offering small businesses even more insurance protection.

Workers' Compensation

Provides small businesses an insurance solution with broad coverage and Chubb’s exceptional policy and claims service.

Commercial Auto

Provides bodily injury and property damage liability insurance up to $1M in coverage limits, as well as physical damage coverage, medical payments, and uninsured/underinsured motorist coverage.

Cyber Enterprise Risk Management (ERM)

Incorporates risk transfer, loss mitigation services, and post-incident services to help protect against your client’s cyber risks.

Management & Professional Liability

Provides additional management and professional liability insurance including employment practices, crime, and cyber liability.


Please note, all products may not be available in all states.  For state availability, please contact your local territory sales leader.

 

 

The Chubb Advantage

 

Clients can tailor their policies to include:


  Liability enhancements including delivery errors & omissions

 
 Franchise credit on-premises
 
 
Business interruption insurance for boil water orders, food contamination, food spoilage, and business property in transit

Theft of client’s property

Contractual penalties, customer inconvenience expenses, and preparing loss fees
 
And More!

Test your food services knowledge and earn Chubb Rewards points!

Take our food services quiz to show how much you know.  Score an 80% or higher and receive 5 Chubb Rewards points!

Additional Resources

To the Point: Kitchen Safety

Restaurants face unique challenges when it comes to worker safety, particularly in the kitchen. Part-time staff and high turnover compound the issues. To successfully control these risks, follow these best practices for kitchen safety.

To the Point: Safety in the Front of House
To the Point: Protecting Food from Contamination

Have questions about our solutions for the food services industry?

Contact Chubb SCI directly or reach out to your local territory sales leader.

Experience the Chubb Marketplace

• Easy to quote and issue coverages and service your small business clients
• Fast, efficient, and intuitive

 

 

Advantages of doing business with the Chubb Marketplace

 

                                 

    Efficient

          Account level appetite check, quote proposals, and billing statements


                           

    Intuitive

  Convenient access to policy documents, billing details, and account information

                             

    Easy

       Type less: avoid repetitive, time-consuming entry with prefilled data.



                             

    Connected

       Immediate access to Chubb underwriters.