Small Commercial Insurance

Food Services

Insurance protection for the specific exposures faced by the food services industry. Access the Chubb Marketplace to get a quote today.

Get started

When you work in the fast-paced food services industry, you have to juggle a lot of plates. Even the most prepared business owners will face issues and experience risks that may ruin their establishment’s profits and reputation.

Chubb Small Commercial Insurance (SCI) provides a robust solution for small businesses with up to $30M in revenue. Our insurance offerings are available for:

  • Banquet halls

  • Fine dining

  • Buffets

  • Food concession or refreshment stands

  • Casual dining

  • Food trucks

  • Caterers

  • Pizza parlors

  • Commissaries

  • Sandwich shops

  • Delicatessens

  • And more!

  • Fast food


To help mitigate the unavoidable risks your clients may face, Chubb SCI offers a customizeable suite of insurance products for the food service industry.

Quality Solutions for Food Services

Clients can tailor their policies to include:

  • Liability enhancements including delivery errors & omissions

  • Theft of client’s property

  • Franchise credit on-premises

  • Contractual penalties, customer inconvenience expenses, and preparing loss fees

  • Business interruption insurance for boil water orders, food contamination, food spoilage, and business property in transit

  • And more!

Additional Resources

To the Point: Kitchen Safety

Restaurants face unique challenges when it comes to worker safety, particularly in the kitchen. Part-time staff and high turnover compound the issues. To successfully control these risks, follow these best practices for kitchen safety.

Advantages of doing business with the Chubb Marketplace