Small Commercial Insurance

Food Services

Insurance protection for the specific exposures faced by the food services industry. Access the Chubb Marketplace to get a quote today.

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When you work in the fast-paced food services industry, you have to juggle a lot of plates. Even the most prepared business owners will face issues and experience risks that may ruin their establishment’s profits and reputation.

Chubb Small Commercial Insurance (SCI) provides a robust solution for small businesses with up to $30M in revenue. Our insurance offerings are available for:

  • Banquet halls

  • Fine dining

  • Buffets

  • Food concession or refreshment stands

  • Casual dining

  • Food trucks

  • Caterers

  • Pizza parlors

  • Commissaries

  • Sandwich shops

  • Delicatessens

  • And more!

  • Fast food


To help mitigate the unavoidable risks your clients may face, Chubb SCI offers a customizable suite of insurance products for the food service industry.

Please note, all products may not be available in all states.  For state availability, please contact your local territory sales leader.

Quality Solutions for Food Services

Clients can tailor their policies to include:

  • Liability enhancements including delivery errors & omissions

  • Theft of client’s property

  • Franchise credit on-premises

  • Contractual penalties, customer inconvenience expenses, and preparing loss fees

  • Business interruption insurance for boil water orders, food contamination, food spoilage, and business property in transit

  • And more!

Additional Resources

To the Point: Kitchen Safety

Restaurants face unique challenges when it comes to worker safety, particularly in the kitchen. Part-time staff and high turnover compound the issues. To successfully control these risks, follow these best practices for kitchen safety.

Advantages of doing business with the Chubb Marketplace