Appetite Summary

Drawing on more than 50 years of experience and a deep knowledge of the complex risks involved in manufacturing, Chubb Small Commercial Insurance (SCI) provides robust solutions for manufacturers with up to $30M in revenue.  Our insurance solutions are available for the following business categories:


   Metal, plastic, and wood

   Advanced technology

  And more!

   Machinery and equipment

   Textiles and clothing                            

  Clean technology

Managing risks with assembled solutions for manufacturers

Manufacturing is a complex industry with risks that are constantly evolving.  Small manufacturers need insurance solutions that can help protect their businesses as new exposures emerge.







Unique Coverages for Manufacturers






Unique Coverages for Manufacturers

Chubb BOP offers over 60 optional property enhancements for manufacturers including those highlighted below.

Finished Stock

Selling Price on Finished Stock


Chubb values your clients’ finished inventory at its selling price, which includes profit, instead of a simple replacement value.

Product Replacement

Product Replacement & Recall Expense


Chubb will pay for costs to recall and replace items that are damaged or unsafe.

Research and Development

Research and Development Property


Provides coverage for unique properties such as prototypes used in your clients' research and development operations.

Business Income

Business Income from Loss at Property Owned by Others


Chubb will pay for the loss of business income resulting from a covered loss occurring at the location of a supplier.

New Optional Coverages

These optional coverages are available for manufacturers, as well as clients in other segments:

   Food Contamination – Provides coverage for food or beverages that have been contaminated or spoiled due to power outage, mechanical or equipment breakdown or failure.

   Personal Property Off-Premise – Covers your clients’ personal property that is stored somewhere other than their home or business office.

   Flood Coverage – Provides flood coverage of $100K.

  Business Income Waiting Period – Flexible options are available which allow your clients to receive business income interruption insurance payments after no waiting period.

   Spoilage Coverage – Covers costs associated with damage to perishable property (food, produce, or product) due to a change in humidity or temperature from equipment or power failure or contamination. 

Test your manufacturing knowledge and earn Chubb Rewards points!

Take our manufacturing quiz to show how much you know.  Score an 80% or higher and receive 5 Chubb Rewards points!

Additional Resources

engineers walking through site

To the Point: Accident Investigation

Investigating accidents is an important element of a successful workplace safety program. Accident investigations seek factors that contributed to or caused an incident, and applies this information to prevent similar incidents from occurring.

stack of pallets

To the Point: Idle Pallets

flammable liquids sign

Flammable & Combustible Liquids

Have questions about insuring manufacturing risks?

Contact Chubb Small Commercial Insurance directly or reach out to your local Chubb SCI Territory Sales Leader.

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