With working from home becoming increasingly common, there is more of an opportunity than ever to enjoy home-cooked meals. But keep in mind that the kitchen can sometimes be a risky place. According to the National Fire Protection Association, in 2013-2017, U.S. fire departments responded to an average of 173,200 fires started by cooking activities each year. Learn more about the most common kitchen mishaps and how to prevent them.

  1. Undercooking meat
    You probably don’t want to make your own steak tartar unless you’re certain about the quality of the meat. According to the Centers for Disease Control and Prevention, whole cuts of beef, pork, veal, and lamb should be cooked to an internal temperature of 145ºF, ground meats like beef and pork should be cooked to 160ºF and all poultry should be cooked to 165ºF to kill the germs that can make you sick.
  2. Sparking a microwave fire
    These days, nearly all U.S. households (92%) own a microwave oven1 and many meals can be made there, quicker and easier than using a traditional oven. But you need to make sure you’re not using metal. Heating up metal in a microwave can cause sparks that can turn into a kitchen fire.

    Sparking a microwave fire
    These days, nearly all U.S. households (92%) own a microwave oven1 and many meals can be made there, quicker and easier than using a traditional oven. But you need to make sure you’re not using metal. Heating up metal in a microwave can cause sparks that can turn into a kitchen fire.
  3. Cutting your hand while slicing a bagel
    BRIs (an actual medical acronym for bagel-related injuries) ranked as the fifth most dangerous kitchen activity in 2011.2 To avoid cutting yourself (and be able to enjoy your bagel, instead of going to the emergency room), lay the bagel flat on a work surface, pressing your hand flat on top. Hold a serrated bread knife on the other hand and slice the bagel horizontally, keeping the knife parallel to the work surface.

    bagels
  4. Stinging eyes from hot peppers
    While the natural oils from jalapenos may not cause actual damage to your eyes, it sure can hurt! To prevent getting hot pepper oils into your eyes, use rubber gloves when cutting or handling them or coat your hands with vegetable oil before carefully chopping your favorite spicy pepper.

  5. Cross-contaminating food
    Getting your weekly Taco Tuesday fix? Because you can contaminate ready-to-eat foods like avocadoes and lettuce with germs from raw poultry, seafood or eggs, be sure to keep them separate by using different cutting boards and utensils.

    Cross-contaminating food
    Getting your weekly Taco Tuesday fix? Because you can contaminate ready-to-eat foods like avocadoes and lettuce with germs from raw poultry, seafood or eggs, be sure to keep them separate by using different cutting boards and utensils.

  6. Starting a fire from grease or crumbs
    A clean kitchen is a safe kitchen. So, don’t let grease build up inside your oven or on the stove-top burners, as this can start a fire. Dump the crumb tray and clean out the toaster crumbs periodically on your toaster or toaster oven. And unplug and repair or replace any appliances that don’t work properly.

    Starting a fire from grease or crumbs
    A clean kitchen is a safe kitchen. So, don’t let grease build up inside your oven or on the stove-top burners, as this can start a fire. Dump the crumb tray and clean out the toaster crumbs periodically on your toaster or toaster oven. And unplug and repair or replace any appliances that don’t work properly.

    Slipping on a forgotten spill
    It may not be easy to wipe up a kitchen spill immediately, especially if you’re in the middle of a time-sensitive recipe or you’ve got other things happening (water boiling over on the stove, a last-minute conference call). Just make sure to clean it up as soon as possible, so it doesn’t cause you or a guest to slip and fall.

  7. Slipping on a forgotten spill
    It may not be easy to wipe up a kitchen spill immediately, especially if you’re in the middle of a time-sensitive recipe or you’ve got other things happening (water boiling over on the stove, a last-minute conference call). Just make sure to clean it up as soon as possible, so it doesn’t cause you or a guest to slip and fall.

Related Product: Chubb Commercial Insurance
Explore how Chubb can help protect your business.
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1https://www.statista.com/statistics/710587/united-states-statista-survey-household-device-ownership/
2https://www.newyorkerbagels.com/blogs/bagels/bagel-safety-don-t-be-an-er-statistic

This document is advisory in nature and is offered as a resource to be used together with your professional insurance advisors in maintaining a loss prevention program. It is an overview only, and is not intended as a substitute for consultation with your insurance broker, or for legal, engineering or other professional advice.

Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. Insurance provided by ACE American Insurance Company and its U.S. based Chubb underwriting company affiliates. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600.

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