Workers Compensation

Traditional Energy Solutions for Large Accounts

  • As an energy sector company, you have unique and complex needs when managing and financing the cost of risk.
  • With Chubb, you benefit from our Houston-based energy team’s expertise in developing tailored solutions to fit your specific needs.
Insurance Solutions for Large Energy Accounts

Find specialized casualty products geared toward your energy-related risks.

Coverage Highlights


  • Underwriting expertise
  • Risk-bearing appetite
  • Program options and creativity
  • Claims capabilities
  • Global and multi-line capabilities
  • High service standards
  • Relationship focus
  • Financial strength of Chubb, consistently high ratings for financial strength from the industry's principal rating agencies
  • Global reach as part of the Chubb, a global network of affiliates and partners providing products in more than 150 countries around the world


  • Workers Compensation
  • General Liability
  • Automobile Liability


  • $150,000 or greater for Workers Compensation (WC)
  • $250,000 or greater WC Self Insured Retention (SIR) or Texas Excess Employers Indemnity
  • $25,000 or greater for General Liability (GL) and Automobile Liability (AL)
  • Guaranteed Cost considered for incidental GL and AL exposures
  • Minimum deductible/retentions may vary subject to underwriting and program structure review


(Per claim or per occurrence and aggregate if desired)

  • Statutory Capacity - WC (admitted)
  • Up to $10 million - Excess Workers Compensation and Texas Employers Indemnity (non-admitted)
  • Up to $5 million – GL and AL
  • Limits available are subject to underwriting and program structure review
  • Additional capacity may be available subject to underwriting and program structure review
  • Additional capacity may be available through the Chubb Financial Solutions team, subject to coverage, risk appetite and program structure

Client Profile

  • Oil & Gas
  • Exploration & Production
  • Utilities & Power (electric, gas and water)
  • Petrochemicals
  • Ethanol Plants
  • Mining
  • Refining
  • Pipelines
  • Public and privately held companies
  • Companies with strong financial histories or strong growth opportunities
  • Companies with established or prospective risk retention appetites
  • Companies with 30 percent or greater exposure categorized as energy
  • Companies with established health, safety, and environmental programs and/or catastrophe response programs