U.S. and Canada Casualty Products

Traditional Energy Solutions for Large Accounts

  • As an energy sector company, you have unique and complex needs when managing and financing the cost of risk.
  • With Chubb, you benefit from our Houston-based energy team’s expertise in developing tailored solutions to fit your specific needs.

Coverage Highlights


  • Industryfocused underwriting expertise that provides creative customized programs which can include a large risk bearing appetite
  • Specialized industry claims capabilitiesGlobal and multi-line capabilities
  • High service standards
  • Relationship focus
  • Financial strength of Chubb, consistently high ratings for financial strength from the industry's principal rating agencies
  • Worldwide reach as part of Chubb’s global network of affiliates and partners providing products products in more than 150 countries around the world


  • Workers Compensation
  • General Liability
  • Automobile Liability


  • $150,000 or greater for Workers Compensation (WC)
  • $250,000 or greater WC Self Insured Retention (SIR) or Texas Excess Employers Indemnity
  • $250,000 or greater for General Liability (GL) and $100,000 or greater for  Automobile Liability (AL)
  • Guaranteed Cost considered for incidental GL and AL exposures
  • Minimum deductible/retentions may vary subject to underwriting and program structure review


(Per claim or per occurrence and aggregate if desired)

  • Statutory Capacity - WC (admitted)
  • Up to $15 million - Excess Workers Compensation and Texas Employers Indemnity (non-admitted)
  • Up to $5 million – GL and AL
  • Limits available are subject to underwriting and program structure review
  • Additional capacity may be available subject to underwriting and program structure review

Client Profile

  • Oil & Gas
  • Exploration & Production
  • Utilities & Power (electric, gas and water)
  • Petrochemicals
  • Ethanol Plants
  • Mining
  • Refining
  • Pipelines
  • Public and privately held companies

Companies with:

  • Strong financial histories or strong growth opportunities
  • Established or prospective risk retention appetites
  • 30 percent or greater exposure categorized as energy
  • Established health, safety, and environmental programs and/or catastrophe response programs

Chubb’s commitment to do its part as a steward of the Earth is reflected in the company’s policy concerning coal-related underwriting and investment, which was adopted on July 1, 2019. With the new policy, the company will no longer underwrite risks related to the construction and operation of new coal-fired plants or new risks for companies that generate more than 30% of their revenues from thermal coal mining or energy production from coal. Insurance coverage for existing coal-plant risks that exceed this threshold will be phased out by 2022, and for utilities beginning in 2022. You can learn more here: https://www.chubb.com/us-en/about-chubb/chubb-coal-policy.aspx