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For the infrequent but potentially devastating impact of catastrophic work-related accidents, Chubb Accident & Health offers protection for employers who choose to self-insure their workers’ compensation coverage or have high deductible plans.



Self-Insured Retention (SIR) Recovery Accident Insurance provides flexible policy limits to help fund reserves necessary to cover an employer’s Workers’ Compensation deductible or SIR attachment point. Chubb Accident & Health provides first dollar coverage for AD&D and paralysis benefits. This coverage can be expanded to include critical burn, coma, and heart/circulatory failure benefits. The benefits are payable directly to the employer, where allowed by law.

Client Profile

Small and medium sized employer groups with self-insured or high deductible workers’ compensation plans.

The Chubb Advantage

  • Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
  • Global Protection: The Chubb global network can satisfy the insurance needs of companies operating worldwide.
  • Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor’s are an indication that we are financially strong and able to meet our obligations to our customers.
  • Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.