Specialty Casualty

Select Risk

  • Select Risk offers individualized account General Liability programs for companies with challenging exposures. Our preferred client has harder to place product and/or premises exposures that present a high severity/low frequency claim potential.

Benefits

  • Available for qualified risks on an admitted basis in all 50 states
  • Experienced and responsive regionally deployed underwriting specialists with underwriting authority and flexibility for responsive tailored programs
  • Dedicated claims expertise
  • Strong financials to protect your liability exposures

Coverage

Primary General Liability

  • For qualified risks on an admitted basis in all 50 states and D.C.
  • Non-admitted coverage available for insureds with unique risks
  • Occurrence or claims made basis
  • ISO policy forms
  • Stand Alone Products Coverage available
  • Limits up to $1 million occurrence/$2 million aggregate
  • Deductibles from $5K to $50K (self-insured retention options available)

Target Clients & Restricted Classes

Target Client

U.S.-based companies of all revenue sizes, including:

  • Product manufacturers of all types, from light to heavy industrial 
  • Wholesale trade & distribution of commercial and industrial products
  • Premises and service/operational risks with low frequency, high claim severity exposure
  • Insureds with historically limited options in standard market
  • Insureds with unique attributes that require underwriting, coverage and pricing flexibility (admitted and non-admitted coverage available)
  • Insureds with a variety of dissimilar operations and compressed time schedules (Private Equity Groups)

Restricted Classes

  • Pharmaceutical manufacturers
  • Invasive medical products manufacturers (defined as implanted in the body for more than 15 days)
  • Tobacco products manufacturers
  • Building materials
  • Child safety products and toys
  • Biocides, fertilizers, herbicides, insectisides and pesticides