Premises Pollution Liability Products

Premises Pollution Liability Portfolio (PPL Port) Policy

  • Whether you need coverage for residential, commercial, hospitality, warehousing, retail or healthcare facilities, our broad-based pollution coverage provides the protection to fit your operation’s needs.

Commercial property owners, operators and managers can receive broad-based pollution coverage through Chubb’s Premises Pollution Liability Portfolio (PPL Port) policy for various facility operations.

Coverage Highlights

Coverage

  • Broad liability insuring agreement not specifically tied to covered locations
  • Coverage for owned, operated, leased or maintained properties on a blanket basis
  • Covered operations liability and emergency response costs coverages provided in coverage form
  • Industry-specific endorsements to provide unique coverage for Healthcare and Multinational businesses
  • Coverage for domestic and U.S.-based multinational companies
  • Admitted local policies outside of the U.S. can be placed in many jurisdictions as part of a master U.S. program
  • Claims-Made and Reported coverage form
  • Sudden and accidental and non-sudden/gradual pollution events
  • Broad definition of pollution conditions, including illicit abandonment and medical, redbag, infectious and pathological wastes
  • Indoor Environmental Conditions coverage, including fungi and legionella pneumophila
  • Third-party Property Damage coverage including Natural Resource Damages
  • Transportation coverage
  • Non-owned Disposal Site coverage
  • Business Interruption and Delay Expense coverage
  • Catastrophe Management Costs coverage
  • Products Pollution coverage may be available by endorsement

Benefits

  • Chubb financial stability (rated AA by Standard & Poor’s and A++ by A.M. Best)
  • Option to tailor coverage for complex risks, such as mergers and acquisitions and multinationals
  • Environmental Incident Alert -- our complimentary program developed to assist clients find and dispatch qualified incident response contractors, monitor cleanup costs and mitigate potential liabilities associated with environmental releases.
  • Experienced underwriting specialists across the U.S. and specialized claims expertise
  • Broad range of risk control services available through national and international network of best-in-class engineering consultants, including environmental risk control experts from ESIS, Inc.®
  • Thought leadership that addresses the complexities of domestic and global environmental regulations and compliance
  • Valued long term relationships

Minimums & Limits

  • Minimum self-insured retention: $10,000
  • Minimum premium: $10,000
  • Capacity available up to $50 million per/aggregate limit, inclusive of legal defense costs; sublimits may apply to certain coverages and classes of business

Policy Terms

Annual or multiyear policy terms available

Target Segments

  • Agriculture
  • Commercial
  • Healthcare
  • Hospitality
  • Mergers & Acquisitions
  • Mixed Use/Residential
  • Real Estate
  • Recreation
  • Research & Development
  • Retail
  • Warehousing & Distribution

Restricted Industries

  • Disposal, recycling and waste treatment operations
  • Mining and reclamation operations
  • Livestock ranching, fowl hatcheries and packing plants
  • Oil refining, pipeline and distribution operations
  • Heavy manufacturing
  • Chemical manufacturing and chemical distribution

Forms/Applications