Many states mandate workers’ compensation insurance for employees who are injured while on the job. Occupational Accident Insurance provides an affordable alternative for employers who seek to reduce the costs and risks associated with job-related accidents. Where allowed by law, employers may choose to opt out of the state workers’ compensation program or self-fund all of, or a portion of, their own program.
Chubb Accident & Health offers employers a practical way to help protect their own financial security by insuring employees in the event of accidental occupational loss. Our occupational accident products are designed to provide flexible policy limits on a first-dollar basis or to help employers protect their self-insured retention level from large occupational accident losses. We also offer broad coverage for independent contractors to help protect them from work-related accidents.
U.S. companies with a minimum of two employees.