Real Estate & Hospitality

Excess Casualty Insurance for Hospitality, Restaurant and Real Estate Businesses

  • You can get tailored solutions with our robust, easy-to-use endorsements, backed by Chubb’s underwriting, claim management and loss control specialists.

Your umbrella policy may fail to cover real estate-specific risks. Enhance it with Chubb industry-specific endorsements and coverage tailored for hospitality and real estate.

Coverage Highlights

Benefits

  • Industry leading terms and conditions tailored to real estate and hospitality clients
  • Admitted coverage
  • Underwriting specialists deployed throughout the U.S.
  • Claims management expertise in real estate and hospitality risks
  • Long term claims-paying capability, supported by a strong balance sheet
  • Chubb’s long-standing commitment to provide the highest level of service

Coverage

Specialty coverage extensions for hotel operations and restaurants (with less than 30% liquor receipts), including:

  • Broad Form Named Insured
  • Products-Completed Operations Coverage for Restaurant Operations
  • Liquor Liability Coverage
  • Limited Fungi/Bacteria Exclusion – Exceptions for Food and Certain
  • Properties
  • Third-Party Discrimination Coverage
  • Garage Keepers Legal Liability Coverage
  • Notice of Occurrence
  • Unintentional Failure to Disclose
  • Cancellation Amendatory Endorsement
  • Non-Owned Watercraft Extension
  • Incidental Medical Malpractice
  • Pollution – Combination Exception Time Element and Named Peril
  • Catastrophe Management Coverage with Food Laboratory Testing - $25,000 Sublimit

Specialty coverage extensions for commercial building owners, investors and managers, including:

  • Broad Form Named Insured
  • Third-Party Discrimination Coverage
  • Garage Keepers Legal Liability Coverage
  • Products-Completed Operations Coverage for Restaurant Operations
  • Construction (Means and Methods) Professional Services
  • Liquor Liability Coverage
  • Limited Fungi/Bacteria Exclusion – Exceptions for Food and Certain
  •  Properties
  • Unintentional Failure to Disclose
  • Notice of Occurrence
  • Cancellation Amendatory Endorsement
  • Non-Owned Watercraft Extension
  • Incidental Medical Malpractice
  • Pollution – Combination Exception Time Element and Named Peril
  • Catastrophe Management Coverage with Food Laboratory Testing - $25,000 Sublimit

Minimums & Limits

  • Annual minimum premium starting at $10,000 per policy or $750 per $1 million of limits

Target Clients

Hospitality and Restaurant Segments

  • Hotel operations and restaurants (with less than 30% liquor receipts)
  • Casual to fine dining restaurants

Real Estate Segments
Commercial building owners, investors and managers