Small Business Insurance

Discover Chubb SCI’s Big Protection for Small Technology Businesses

July 2019

The technology industry constantly faces risks associated with its rapid innovation and change. As new exposures emerge, small technology businesses need insurance solutions to help protect them. Chubb Small Commercial Insurance (SCI) draws on its deep expertise to provide broad coverage and exceptional claims service to businesses with up to $30M in revenue in the following classes:

  • Computer programing and software development
  • Computer related services
  • Consulting and software services
  • Telecommunications services
  • Advanced technology manufacturers and wholesalers
  • Clean technology manufacturers
  • Technology research and development companies


With over 70 optional property enhancements for small technology businesses, Chubb’s business owner’s policy (Chubb BOP) includes:

  • Automatic blanket limit that includes electronic data as well as research and development property
  • Business personal property that includes computer hardware
  • Tailored property insurance for mobile communications, electronic data recovery costs (i.e. computer viruses), installation, and personal property off-premises (including in transit) and utility services direct damage
  • Crime insurance for computer fraud and funds transfer, identity theft expense, money and securities, and employee dishonesty
  • Business income insurance that includes actual loss sustained wording, business income from dependent property worldwide, alternative power generation, business income extension for websites, and utility services
  • Valuation that includes green standards, removal of insurance to value provision, replacement costs, and selling price on finished stock
  • And more!

For more information on Chubb SCI’s insurance solution for the technology industry, please contact your local territory sales leader.