Employee Benefits

Critical Illness

Chubb Accident & Health's Critical Illness Plan provides cash benefits for defined illnesses or specified diseases to help cover out-of-pocket medical and other non-medical expenses. Insureds can use the lump sum benefit payment for any purpose they choose: paying off deductibles, child care, transportation costs for themselves or family members, loss of income or any other financial need.

Coverage

Highlights

  • Benefits included in the policy are cancer, coronary artery bypass, heart attack, kidney failure, major organ transplant, paralysis, and stroke.
  • Optional benefits available:
    • Second Occurrence benefit – if an insured is diagnosed with a critical illness, Chubb Accident & Health will pay for a second occurrence of the same illness.
    • Recurrence benefit – if an insured is diagnosed with a critical illness, Chubb Accident & Health will pay for an additional critical illness.

The Chubb Advantage

  • Innovation: Our entrepreneurial business philosophy and expert industry knowledge allow us to remain flexible in finding the right solution for our clients.
  • Global Protection: The Chubb global network can satisfy the insurance needs of companies operating worldwide.
  • Financial Strength: Consistently high ratings from A.M. Best and Standard & Poor’s are an indication that we are financially strong and able to meet our obligations to our customers.
  • Superior Solutions: We are dedicated, solutions-oriented professionals able to provide quick responses and expert handling of customer needs.
Chubb Critical Illness
Video
Critical Illness

Learn how this plan can help your clients avoid the financial strain a major illness can create.