Cyber Products

Chubb Privacy Protection® for Healthcare and Managed Care Organizations

With solutions designed for health care and managed care organizations, you can tailor coverage to fit your needs, whether that includes employee, customer or third-party information, or media liability and extortion coverage.

Coverage Highlights

Benefits

  • Claims and underwriting expertise
  • Flexible underwriting approach
  • Regional offices provide customers nationwide access to underwriters informed on privacy issues
  • Affirmative 100% allocation of defense provision if at least one covered claim is asserted
  • No retention, coinsurance, time element or prior written approval restrictions for data breach fund
  • Data breach expenses not subject to a post-discovery time restriction
  • Coverage for regulatory fines
  • Consumer redress fund applies to full privacy and network limits of liability

Coverage

  • Privacy Liability coverage includes personal information in any format as well as customer and employee information; breaches are not restricted to a network event
  • Network Security Liability
  • Data Breach Fund includes:
    • First and third party expenses
    • Forensic expenses
    • Expenses to comply with the consumer notification provisions of the applicable jurisdiction that most favors coverage for such expenses
    • Costs for voluntary notification (prior written approval requirement)
    • Costs to retain public relations, crisis management and law firms
    • Legal expenses incurred by the Insured to ascertain their indemnification rights under contract
    • Credit monitoring expenses (no longer tied to privacy regulations)

Limits

Up to $20 million

Client Profile

Any healthcare or managed care organization managing sensitive customer or employee information, third party corporate information, a computer network or website

Forms/Applications