There’s nothing better than a home-cooked meal, yet the kitchen can be a dangerous place. Find out what the most common kitchen-mishaps are and learn how to prevent them to avoid chaotic meal times (and costly kitchen repairs!)

Undercooking meat

You probably don’t want to make your own steak tartar unless you’re certain about the quality of the meat, and then you want to ensure you are cooking your meat well to ensure you kill any germs that can make you sick.

Sparking a microwave fire

These days many households own a microwave oven and many meals can be made there, quicker and easier than using a typical stove. But, you need to make sure you’re not using metal. Heating up metal in a microwave can cause sparks that can turn into a kitchen fire.

Cutting your hand while slicing a bagel

To avoid cutting yourself (and be able to enjoy your bagel, instead of going to A&E), lay the bagel flat on a work surface, pressing your hand flat on top. Hold a serrated bread knife on the other hand and slice the bagel horizontally, keeping the knife parallel to the work surface.

slicing a bagel

Stinging eyes from hot peppers

While the natural oils from jalapenos may not cause actual damage to your eyes, it sure can hurt! To prevent getting hot pepper oils into your eyes, use rubber gloves when cutting or handling them or coat your hands with vegetable oil before carefully chopping your favourite spicy pepper.

Cross-contaminating food

As you can contaminate ready-to-eat foods like avocados and lettuce with germs from raw poultry, seafood or eggs, be sure to keep them separate by using different cutting boards and utensils.

Starting a fire from grease or crumbs

A clean kitchen is a safe kitchen. So, don’t let grease build up inside your stove or on the hob, as this can start a fire. Dump the crumb tray and clean out the toaster crumbs periodically on your toaster. And unplug and repair or replace any appliances that don’t work properly.

Slipping on a forgotten spill

It may not be easy to wipe up a kitchen spill immediately, especially if you’re in the middle of a time-sensitive recipe or you’ve got other things happening (water boiling over on the stove, etc.). Just make sure to clean it up as soon as possible, so it doesn’t cause you or a guest to slip and fall.

At Chubb, we know even the most careful home chefs can sometimes have a meal-prep gone awry. That’s why when you’re at your worst, we’re at our best. So if you experience a claim, you’ll want your life back, and to fix and rebuild without hassles, headaches, or delay. Let us raise your expectations of what your homeowner’s insurance can provide.

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All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.

Chubb European Group SE (CEG) is an undertaking governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre.  Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. CEG has fully paid share capital of €896,176,662.  UK business address: 100 Leadenhall Street, London EC3A 3BP.   Authorised and supervised by the French Prudential Supervision and Resolution Authority (4, Place de Budapest, CS 92459, 75436 PARIS CEDEX 09) and authorised and subject to limited regulation by the Financial Conduct Authority.  Details about the extent of our regulation by the Financial Conduct Authority are available from us on request.     

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