Under-insurance affects many people but is particularly pertinent to the more affluent. According to figures from the Association of British Insurers, of possessions owned by British households, assets to the value of £266bn could be uninsured.
They are trained to assess the unique features of our clients’ homes, enabling us to provide accurate rebuilding costs as well as contents sums insured.
The Chubb home appraisal team is experienced in appraising across Europe. For example, many of our English clients own relatively newbuild villas in Portugal and Spain. In places like the Riviera, Clients can own large Vineyards or historic Chateaux, here they face very different insurance concerns.
Ultimately, our clients have many complicated considerations when it comes to insurance. The proper insurance is something we often don’t realise we need until it’s too late. Whether you’re trying to insure a large art collection or work out the cost of rebuilding your Alpine chalet from scratch, having your home personally appraisal by an expert can make sure you aren’t part of the vast number who are underinsured.