Do you have a stash of football cards that you collected as a kid? Are you looking to acquire a signed uniform or photograph from your current favourite player? These days, collecting sports memorabilia can be a fun and exciting hobby—and a potentially lucrative investment as well. Even if you’re just accumulating items for sentimental reasons, consider these tips as you expand your valuable sports memorabilia collection:

1. Make sure it’s the real thing

With the demand for sports memorabilia, there is also a rather lucrative market for fakes. So, be sure to do your research before you buy. It’s safest to purchase from the official stores of reputable organisations and make sure your item has been examined and approved by an authenticating company.



2. Choose an insurer who knows collectibles and can give you extras

Most homeowner's policies will cover some of your valuables—up to a certain amount. But if you have (or are building) a more extensive collection, you may want to consider purchasing a Valuable Articles policy from an insurance company, like Chubb, who can provide the protection you need to replace a lost, stolen, or damaged item. 



3. Verify that it has a secondary market

Not every piece of sports memorabilia is worth insuring. If it has a secondary market, it’s probably worth some money, and therefore worth protecting. 



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4. Consider inflation

In certain cases, Chubb will pay up to 150 percent of the amount your item is worth today. Although it’s wise to get your items appraised periodically, Chubb ensures that if your item is worth more today than you thought—and it is lost, stolen, or damaged—you can replace it today. 



5. Review your collection regularly

Any time you purchase a new item for your collection, you will want to add it to your insurance policy. However, with Chubb, you don’t have to do it immediately. Your newly acquired items are covered for up to 90 days up to 25 percent of the policy limit, if you’re already covered for items like it on your policy.



Learn More: Chubb Personal Insurance
Explore how Chubb Personal Insurance can help protect your most valued possessions
Explore how Chubb Personal Insurance can help protect your most valued possessions

All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.

Chubb European Group SE (CEG) is an undertaking governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre.  Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. CEG has fully paid share capital of €896,176,662.  UK business address: 100 Leadenhall Street, London EC3A 3BP.   Authorised and supervised by the French Prudential Supervision and Resolution Authority (4, Place de Budapest, CS 92459, 75436 PARIS CEDEX 09) and authorised and subject to limited regulation by the Financial Conduct Authority.  Details about the extent of our regulation by the Financial Conduct Authority are available from us on request.     

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