If you’d like to keep your important papers and small valuables away from burglars, fire or natural disaster, here are four questions you can ask yourself to determine whether you should store them in a bank safety deposit box, an in-home safe, or both.

  1. How valuable are your items
    If items are not replaceable or very valuable, such as expensive jewellery or special documents, you’ll want to keep them in a bank safe. If they are not as valuable or can be easily replaced, an in-home safe is probably good enough.

  2. How often do you need these items?
    If you only use items, such as fine jewellery, on special occasions, a bank safe may work well, but if you use them nearly every day or at least once a week, a bank safe would be inconvenient and a good in-home safe may be a better idea.

    Woman standing in a hallway with hanging art
  3. Will you be away from home for an extended period of time?
    If you’re planning to be away from home for an extended period of time, be sure to put all of your valuables in a bank safe. If you’re gone for a weekend or a couple days, you probably don’t need to go to that length, and an in-home safe will work fine.

  4. How secure is your home safe? 
    If you use an in-home safe, make sure it has a tool and torch resistant rating of 30 minutes or more (TL-30/TR-30), is too heavy for a burglar to carry or is bolted to the floor or home structure. If your safe doesn’t meet these requirements, you may want to keep your valuables in the bank safe instead.

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Contact your Chubb representative today to keep what’s precious to you safe and secure.

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Explore how Chubb Personal Insurance can help protect your most valued possessions
All content in this material is for general information purposes only. It does not constitute personal advice or a recommendation to any individual or business of any product or service. Please refer to the policy documentation issued for full terms and conditions of coverage.
Chubb European Group SE (CEG) is an undertaking governed by the provisions of the French insurance code with registration number 450 327 374 RCS Nanterre.  Registered office: La Tour Carpe Diem, 31 Place des Corolles, Esplanade Nord, 92400 Courbevoie, France. CEG has fully paid share capital of €896,176,662.  UK business address: 100 Leadenhall Street, London EC3A 3BP.   Authorised and supervised by the French Prudential Supervision and Resolution Authority (4, Place de Budapest, CS 92459, 75436 PARIS CEDEX 09) and authorised and subject to limited regulation by the Financial Conduct Authority.  Details about the extent of our regulation by the Financial Conduct Authority are available from us on request.     

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