skip to main content

Flood Re is a joint initiative between the UK Government and insurers to help people who live in flood risk areas get affordable home insurance. It launched on 4 April 2016 and will run for 25 years.

Flood Re is not a home insurer itself – instead it works behind the scenes with existing insurance companies. As a re-insurance scheme it helps insurers offer more affordable flood insurance to those in areas at risk of flooding. This means people can shop around more easily to find policies with more affordable premiums and excesses.

The scheme helps households at the highest risk of flooding and provides information about taking action to reduce flood risk.

Customers will not deal directly with Flood Re. In the case of a customer making a claim because of a flood they will have their claim managed and repair works completed by their insurer in the usual way, but the insurer will then be able to recover those costs from Flood Re.

Have a question?

Find out more about Flood Re

Tips & Resources

We help you stay ahead and informed with these helpful tips and tricks

How much do you know about preventing water leaks in your home?

Typically water damage accounts for more claims than fire and theft – even small leaks over time can do significant damage. Test your knowledge about water damage.

Read More
Top 10 Spring Cleaning Tasks For Your Home

With winter on its way out, you may be ready for some spring cleaning. Here’s a quick checklist that can help you freshen up your home and protect it against springtime elements.

Read More