If you have an employers’ liability insurance policy, your insurer will need to request some additional information from you. Supplying this information will be mandatory, so your insurer will not be able to continue to insure your business without it. This information will then be entered on the ELD.
Employers' Liability Tracing Office
- The Employers’ Liability Tracing Office (ELTO) is an independent body which was formed by the insurance industry in order to pro-actively help potential claimants find their Employers’ Liability insurer when they have suffered injury or disease. Some injuries or illnesses can take many years to manifest themselves, so this is especially relevant where a company has ceased trading or there is no immediately obvious point of contact to advise of the insurer for a specific insurance cover period.
- Central to the process is the Employers' Liability Database (ELD). By collating information on employers’ liability insurance policies in the central database, ELTO will improve the effectiveness of finding the correct employers’ liability insurer in the event of a claim. The database enables claimants, claimants lawyers, employers, brokers, insurers and defendant lawyers to use the search facility where there is a specific claim in question.