Accident & Health

Group Personal Accident

  • Protection against loss by death or injury

Every business should safeguard its most important asset – its people.
Chubb’s Group Personal Accident insurance provides valuable protection for your business and employees. We can protect you and them against injury, disability or death as a result of an accident. Cover can be provided as a contractual benefit, to the business to provide monetary support to the employee, or to your business to cover the costs of finding and hiring a replacement.

Product Benefits

  • Comprehensive and flexible coverage that can be extended to protect your employees 24/7, or provide more basic coverage, such as accidental death.

  • Single payment (flat amount, or multiple of salary) for death, loss of limbs/eyes, or permanent total disablement following an accidental event.

  • Weekly benefits for temporary, total or partial disablement.

What does it cover?

  • Accidental death
  • Permanent total disablement and disabling injuries
  • Total or temporary partial disablement
  • Loss of limbs or eyes
  • Broken bones
  • Facial disfigurement including burns and scarring to the face
  • Dental injuries
  • Physio, rehab and counselling support

Caring and fast claims service

Our aim is to provide a fair, caring, fast and hassle free experience when it comes to making a claim. You can notify us by post, email or our online claims portal.
For more information on how to make a claim, please visit the Chubb Assistance page.

A Case Study

A company purchased Occupational Personal Accident cover for its delivery drivers. When one of the drivers was involved in a serious road traffic accident, the policy provided a weekly benefit to the company in order for them to secure a temporary replacement driver during the period of absence.

The examples of claims or situations on this site do not imply that similar circumstances would constitute a valid claim. Each claim is reviewed individually in accordance with the specific policy wording.