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Directors and officers liability

Companies today have to operate within a growing array of complex laws, rules and regulations, which increase the possibility of loss and consequent litigation. Every industry can be affected by suits against the company, management and employees.

Chubb has more than 30 years’ experience underwriting the exposures faced by executives in the UK, Ireland and beyond. We offer market-leading protection for companies and senior management provided by our experienced team of underwriters. Our dedicated claims professionals are always on hand to provide help when it’s needed.

Chubb offers leading insurance products catering for the different needs of businesses:

Directors and officers liability

Janet Edey, Management Liability Manager UK&I answers some of your frequently asked client questions

Recent changes in the D&O market have resulted in rate increases.

What does it cover?

Comprehensive cover for the directors and officers of publicly listed and private companies against defence costs and legal liability incurred from:

  • Wrongful acts
  • Errors and omissions
  • Misstatement
  • Negligence
  • Breach of duty

Who Is Insured?

Directors and officers, including:
  • Broad definition of directors or officers covering all types of past, present and future directors and officers
  • Managerial and supervisory employees
  • All insured persons for employment related wrongful acts
  • Employees as co-defendants
  • Retired directors, other than those retired because of disqualification from holding office
  • Outside directors who, at the request of the company, serve on an outside entity board
  • Spouse, estate, or legal representative of deceased directors
  • All approved persons who perform controlled functions
  • Any lawyer employed by the company who in their capacity as such must comply with Sarbanes-Oxley Act of 2002

Why choose Chubb?

Longevity – Chubb has pioneered insurance solutions for directors and officers for decades in the UK

Unparalleled coverage and services – Chubb’s specialist cover for private companies is among the most comprehensive available.

Global service – Chubb’s wholly-owned network means it can deliver consistent, high quality services worldwide

Highest AM Best rating (A++)  – This indicates Chubb’s financial strength and long-term ability to pay claims

Award-winning claims service – Chubb’s claims team is consistently acknowledged as the best in the market