Constant product innovation keeps us one step ahead of legislative changes. And where business premises are concerned, that’s invaluable, which is why our cover extends to historical exposures, damage to biodiversity, business disruption and more.
Companies are increasingly aware of their environmental liabilities. This is due to changes in legislation and regulation, and because of increased pressure on all organisations to behave in a socially ethical and environmentally responsible way.
To address these liabilities, our Premises Pollution Liability insurance offers a broad range of protection for gradual as well as sudden and accidental first and third party environmental liabilities.
We work with clients to help identify potential environmental risks, offering solutions that minimise impact on profitability. We have a range of solutions from traditional risk transfer for simple operational exposures to tailored programmes specifically designed for complex projects.
By covering historical exposures the business is protected from the unknown
Offers practical management for environmental liabilities from start to finish
Using our network we can help clients address their varying environmental liability responsibilities around the world
Costs of cover are very competitive, assisted by our streamlined and efficient underwriting process
Product innovation keeps one step ahead of legislative changes
Our standard cover includes:
Clean up costs imposed by regulators, including own premises and any offsite land, water or natural resources.
Liability for third party bodily injury, property damage, clean up costs and nuisance
Third party claims for pollution caused by the transportation of products or waste
First party business interruption resulting from pollution conditions
Liability for biodiversity damage including complementary and compensatory remediation costs
Provided below is our appetite for risks within broad industry groups.
Accommodation & food service activities
Administrative & support service activities
Arts, entertainment & recreation
Finance & insurance
Healthcare & social assistance
Information & communication
Professional, scientific & technical activities
Public administration & defence
Transportation & storage
Notify a claim
Please contact us with your policy number, full contact detail of the person within your company to whom enquiries regarding the claim should be directed to.
Find out more on Environmental Risk
Download the Premises Pollution Liability Factsheet and contact us