Brexit

Have you recently received a letter from Chubb about Green Cards?

Green Cards - For policy holders in the UK

I have just received a letter from you about a Green Card, what do I need to do now?

Your letter contains the Green Card(s) and other important information which tells you what you need to know. You may also find the Frequently Asked Questions below helpful.

I am a driver in the UK, what will a No-Deal Brexit will mean for me?

A No-Deal Brexit will have an impact on motorists with UK-registered cars who want to drive their vehicles in the EU after this date and also motorists with EU-registered cars driving in the UK, including from the Republic of Ireland to Northern Ireland.

Guidance from the Association of British Insurers advises that in the event of a No-Deal Brexit drivers of UK-registered cars must carry with them documentation commonly known as a Green Card if they wish to drive their vehicle in the EU after a No Deal Brexit.

What if there is a deal between the UK and EU on Brexit?

Green Cards won’t be needed if the UK and EU reach an agreement on Brexit or if a transitional arrangement is implemented.

What is a Green Card?

A Green Card provides proof of insurance for motorists. Each Green Card is unique to a particular vehicle and only drivers named on the Green Card are covered to drive it. Green Cards are non-transferrable and specific to individual vehicles covered by insurance. Anyone driving a UK registered car in the EU, including the Republic of Ireland, without one after Brexit may be breaking the law.

How do I get a Green Card?

We have already produced a Green Card for vehicles covered by our insurance in the UK. If you have not yet received one or would like one for a new or additional vehicle please contact your broker.

I have any driver cover why does my Green Card not show this?

Green Cards are specific to individual vehicles and list named drivers only, if you require additional drivers to be included please contact your broker who can arrange this for you.

Where can I find out more?

For further information on Green Cards, visit the Association of British Insurers’ website abi.org.uk.

Will my UK Driving Licence still be valid in the EU after Brexit?

A No Deal Brexit may also mean that your UK driving licence will no longer be valid for use in the EU. It is possible that UK driving licence holders who want to drive in the EU may be required to carry an International Driving Permit if there is a No Deal Brexit. For more details on what this is and how to apply for one visit the UK Government's website page gov.uk/driving-abroad/international-driving-permit.

How will Brexit affect my Chubb insurance policy?

The territorial limit in your policy currently provides insurance for driving in the European Union, Andorra, Gibraltar, Iceland, Liechtenstein, Monaco, Norway, San Marino and Switzerland. Please be assured that whatever happens regarding Brexit, it will not affect your insurance policy with Chubb and coverage will continue to apply within both the UK and the other Countries listed above.


It also means:

  • No change to any existing policy coverage, premiums or benefits;
  • No change to any existing certificates of cover, all existing certificates remain valid;
  • No change to any existing points of contact;
  • No change to your terms and conditions;
  • There will also be no effect on any claims which have been made or may be made under your policy.
  • For further information about Chubb’s plans for Brexit go to chubb.com/brexit

I still have questions, how can I contact you?

You can send any questions or inquiries you have to askbrexit@chubb.com.

Green Cards - For policy holders in Republic of Ireland

I have just received a letter from you about a Green Card, what do I need to do now?

Your letter contains important information. You may also find the Frequently Asked Questions below helpful.

I am a driver in the EU, what will a No-Deal Brexit will mean for me?

A No-Deal Brexit will have an impact on motorists with EU registered vehicles, including those from the Republic of Ireland, driving in Northern Ireland and elsewhere in the UK, as well as drivers of UK registered vehicles who want to drive their vehicles in the EU.

Recent guidance from the Motor Insurers’ Bureau of Ireland (MIBI) advises that, if a No Deal Brexit were to take place then anyone taking their Irish registered motor vehicle to the UK, including Northern Ireland,  will require an internationally recognised insurance document to show the law enforcement authorities there that you have valid motor insurance. This international insurance document is called a Green Card.

What if there is a deal between the EU and UK on Brexit?

Green Cards won’t be needed if the EU and the UK reach an agreement on Brexit or if a transitional arrangement is implemented.

What is a Green Card?

A Green Card provides proof of insurance for motorists. Each Green Card is unique to a particular vehicle and only drivers named on the Green Card are covered to drive it. Green Cards are non-transferrable and specific to individual vehicles covered by insurance. Anyone driving a non-UK registered car in the UK, including Northern Ireland, without one after Brexit may be breaking the law.

How do I get a Green Card?

Please contact your broker and we will then arrange for a Green Card to be sent to you. Please note that as the Green Card has to be produced and posted, this process could take up to two weeks.

For further information on Green Cards and Brexit, please see the Q&A on the MIBI website mibi.ie

I have any driver cover why does my Green Card not show this?

Green Cards are specific to individual vehicles and list named drivers only, if you require additional drivers to be included please contact your broker who can arrange this for you.

Your Chubb insurance policy after Brexit

The territorial limit in your policy currently provides insurance for driving in the European Union, Andorra, Gibraltar, Iceland, Liechtenstein, Monaco, Norway, San Marino and Switzerland. Please be assured that whatever happens regarding Brexit, it will not affect your insurance policy with Chubb and coverage will continue to apply within both the UK and the other Countries listed above. 

It also means:

  • No change to any existing policy coverage, premiums or benefits;
  • No change to any existing certificates of cover, all existing certificates remain valid;
  • No change to any existing points of contact;
  • No change to your terms and conditions;
  • There will also be no effect on any claims which have been made or may be made under your policy.
  • For further information about Chubb’s plans for Brexit, see: chubb.com/ie-en/Brexit
I still have questions, how can I contact you?

You can send any questions or inquiries you have to askbrexit@chubb.com.