Products

Whole Life

Quality of Life that You Can Manage

Live happily and worry free with a life security plan for you and your loved ones. 'Whole Life' offers various premium payment term options that you can choose and manage. Rest assured that your family will be able to maintain a good quality of living as you want, even when you cannot take care of them anymore.

Highlighted Benefits

  • Life coverage until 99 years old of age
  • Premium payment options: 15 years or until the age of 90 years old
  • High coverage with reasonable premium rate
  • Maturity benefit of 100% of sum assured
  • Riders attachable according to your needs, e.g. health, accident, and dread disease coverages
  • Personal income tax deduction benefit up to THB 100,000 of life premium, following the conditions of Thailand Revenue Department (Read more)
  • Life premium discount applicable to 
    • The plans with premium payment period of 15 years with sum assured of THB 250,000 and above
    • The plans with premium payment until insured age of 90 years old with sum assured of THB 400,000 and above

Life Coverage Benefit

  • The company will pay 100% of sum assured, in case of death before or living until the end of contract at age 99.

Sample Offer

For Female, 45 Years old with premium payment 15 years

Whole Life

  • Life coverage THB 400,000 (1) 
  • Total premium paid THB 168,000 (2) 
    • Annual premium THB 11,200 (premium already discounted by THB 400)
    • Premium payment period 15 years, until insured age 59 years old 
  • Maturity benefit at age 99 THB 400,000 (3)
  • Diff between total premium paid and benefit (3)-(2) THB 232,000

 

Remark: Life coverage
In case of death before or living until the end of contract at age 99, the company will pay THB 400,000.

 

Premium Discount
Example

Sum Assured (Baht)

Discount (Baht)

for premium payment 15 years

500,000 500
1,000,000 1,000

 

Preliminary Underwriting Guideline 

  • Insured age: 31 days until 70 years old

Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, company underwriting guideline will be applied.

Let us help you with your life goals

Contact us to find out how we can help you achieve your insurance needs