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Health Delight

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Be worry free about expenses burden while being hospitalized

Live your life comfortably and worry free with Health Delight (HD) - hospital and surgical benefit rider that provides coverage against hospitalization expenses due to illness and injury from accident. You can rest assured that your intended plan for the future will not be affected and the expenses will not become a burden on your loved ones

Highlighted Benefits

  • Flexible choose the coverage plan that best suits your needs
  • Becoming relieved with coverage for major surgeries which are not necessary to be admitted in the hospital (Day Surgery)
  • Enjoying cashless service when being treated in Chubb Life's hospital network with 350+ clinics and hospitals nationwide
  • Being protected abroad for emergency treatment outside Thailand within the first 90 days of each departing date
  • Always reachable via 24-hour hotline service, call 0-2660-1222
  • Personal income tax deduction for permium payment paid, according to the requirements of The Revenue Department (Learn more)

Coverage and Benefits of Health Delight (per time of admission)

Benefit
Coverage Plan (unit: THB)

Plan

500

Plan

1000

Plan

1500

Plan

2000

Plan

2500

Plan

3000

Plan

3500

Inpatient Benefit
Room and board and serive fees (per day) 500 1,000 1,500 2,000 2,500 3,000 3,500
Diagnosis services fee 7,000 17,000 21,000 23,000 25,000 27,000 29,000
Home medicine 1,000 1,000 1,000 1,000 1,000 1,000 1,000
Doctor's consultation fee (per day) 500 700 900 1,100 1,200 1,200 1,200
Operating room fee 3,500 4,500 5,000 6,000 7,000 8,000 9,000
Surgical fee 40,000 50,000 60,000 80,000 100,000 100,000 100,000
Anesthetist fee 4,000 5,000 6,000 8,000 10,000 10,000 10,000
Outpatient Benefit
OPD emergency accident (within 24 hours) 2,500 3,500 4,000 6,000 7,000 8,000 9,000
Emergency ambulance service fee 500 1,000 1,500 2,000 2,500 3,000 3,500

 

Benefit
Coverage Plan (unit: THB)

Plan

4000

Plan

4500

Plan

5000

Plan

6000

Plan

8000

Plan

10000

Inpatient Benefit
Room and board and serive fees (per day) 4,000 4,500 5,000 6,000 8,000 10,000
Diagnosis services fee 33,000 37,000 41,000 54,000 66,000 82,000
Home medicine 1,000 1,000 1,000 1,000 1,000 1,000
Doctor's consultation fee (per day) 1,200 1,300 1,300 1,400 1,600 1,800
Operating room fee 10,000 11,000 12,000 12,000 13,000 14,000
Surgical fee 120,000 140,000 150,000 160,000 180,000 200,000
Anesthetist fee 12,000 14,000 15,000 16,000 18,000 20,000
Outpatient Benefit
OPD emergency accident (within 24 hours) 10,000 10,000 11,000 11,000 13,000 15,000
Emergency ambulance service fee 4,000 4,500 5,000 6,000 8,000 10,000

The table above is merely a summary of key benefits, conditions and exclusions. Please download here for full detail.

Preliminary Underwriting Guideline

  • Applicable insured age
    • 31 days - 5 years old: renewable up to age 79 (for coverage plan 500 - 3500)
    • 6 - 70 years old: renewable up to age 79 (for coverage plan 500 - 10000)
  • Subject to underwriting rules, a health checkup is performed

Preliminary conditions and exceptions

  1. Any pre-existing conditions and illnesses that occur within 30 days after the policy effective date, or the latest effective date in the case of policy reinstatement (waiting period)
  2. Chronic diseases, uncured illnesses and injuries, including the treatment of congenital and genetic diseases and learning disabilities before the policy effective date
  3. Ordinary health check-up, diagnostic test or any treatment requests which are beyond medical necessity or standard.

Policy applicants should read and understand about coverage details and conditions before deciding to purchase. Company underwriting guideline will be applied. Coverage details and conditions are as stated in policy contract.