Health Delight
Be worry free about expenses burden while being hospitalized
Live your life comfortably and worry free with Health Delight (HD) - hospital and surgical benefit rider that provides coverage against hospitalization expenses due to illness and injury from accident. You can rest assured that your intended plan for the future will not be affected and the expenses will not become a burden on your loved ones
Highlighted Benefits
- Flexible choose the coverage plan that best suits your needs
- Becoming relieved with coverage for major surgeries which are not necessary to be admitted in the hospital (Day Surgery)
- Enjoying cashless service when being treated in Chubb Life's hospital network with 350+ clinics and hospitals nationwide
- Being protected abroad for emergency treatment outside Thailand within the first 90 days of each departing date
- Always reachable via 24-hour hotline service, call 0-2660-1222
- Personal income tax deduction for permium payment paid, according to the requirements of The Revenue Department (Learn more)
Coverage and Benefits of Health Delight (per time of admission)
| Benefit |
Coverage Plan (unit: THB) | ||||||
Plan 500 |
Plan 1000 |
Plan 1500 |
Plan 2000 |
Plan 2500 |
Plan 3000 |
Plan 3500 |
|
| Inpatient Benefit | |||||||
| Room and board and serive fees (per day) | 500 | 1,000 | 1,500 | 2,000 | 2,500 | 3,000 | 3,500 |
| Diagnosis services fee | 7,000 | 17,000 | 21,000 | 23,000 | 25,000 | 27,000 | 29,000 |
| Home medicine | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Doctor's consultation fee (per day) | 500 | 700 | 900 | 1,100 | 1,200 | 1,200 | 1,200 |
| Operating room fee | 3,500 | 4,500 | 5,000 | 6,000 | 7,000 | 8,000 | 9,000 |
| Surgical fee | 40,000 | 50,000 | 60,000 | 80,000 | 100,000 | 100,000 | 100,000 |
| Anesthetist fee | 4,000 | 5,000 | 6,000 | 8,000 | 10,000 | 10,000 | 10,000 |
| Outpatient Benefit | |||||||
| OPD emergency accident (within 24 hours) | 2,500 | 3,500 | 4,000 | 6,000 | 7,000 | 8,000 | 9,000 |
| Emergency ambulance service fee | 500 | 1,000 | 1,500 | 2,000 | 2,500 | 3,000 | 3,500 |
| Benefit |
Coverage Plan (unit: THB) | |||||
Plan 4000 |
Plan 4500 |
Plan 5000 |
Plan 6000 |
Plan 8000 |
Plan 10000 |
|
| Inpatient Benefit | ||||||
| Room and board and serive fees (per day) | 4,000 | 4,500 | 5,000 | 6,000 | 8,000 | 10,000 |
| Diagnosis services fee | 33,000 | 37,000 | 41,000 | 54,000 | 66,000 | 82,000 |
| Home medicine | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Doctor's consultation fee (per day) | 1,200 | 1,300 | 1,300 | 1,400 | 1,600 | 1,800 |
| Operating room fee | 10,000 | 11,000 | 12,000 | 12,000 | 13,000 | 14,000 |
| Surgical fee | 120,000 | 140,000 | 150,000 | 160,000 | 180,000 | 200,000 |
| Anesthetist fee | 12,000 | 14,000 | 15,000 | 16,000 | 18,000 | 20,000 |
| Outpatient Benefit | ||||||
| OPD emergency accident (within 24 hours) | 10,000 | 10,000 | 11,000 | 11,000 | 13,000 | 15,000 |
| Emergency ambulance service fee | 4,000 | 4,500 | 5,000 | 6,000 | 8,000 | 10,000 |
The table above is merely a summary of key benefits, conditions and exclusions. Please download here for full detail.
Preliminary Underwriting Guideline
- Applicable insured age
- 31 days - 5 years old: renewable up to age 79 (for coverage plan 500 - 3500)
- 6 - 70 years old: renewable up to age 79 (for coverage plan 500 - 10000)
- Subject to underwriting rules, a health checkup is performed
Preliminary conditions and exceptions
- Any pre-existing conditions and illnesses that occur within 30 days after the policy effective date, or the latest effective date in the case of policy reinstatement (waiting period)
- Chronic diseases, uncured illnesses and injuries, including the treatment of congenital and genetic diseases and learning disabilities before the policy effective date
- Ordinary health check-up, diagnostic test or any treatment requests which are beyond medical necessity or standard.
Policy applicants should read and understand about coverage details and conditions before deciding to purchase. Company underwriting guideline will be applied. Coverage details and conditions are as stated in policy contract.
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