Happy Retirement

Live happy life throughout retirement 

Provide security of guaranteed payouts with Happy Retirement that offers long coverage until the age of 95, so you can live worry free about expenses after retirement.

Highlighted Benefits

  • Premium payment period of 6 years or 12 years
  • Annual benefit to be paid according to starting sum assured
    • 1% at end of policy year 1 until age 60
    • 8% at age 61-65
    • 10% at age 66-70
    • 12% at age 71-75
    • 14% at age 76-80
    • 16% at age 81-85
    • 18% at age 86-90
    • 20% at age 91-94
  • Maturity benefit of 100% of sum assured at age 95
  • Riders attachable according to your needs, e.g. health, accident, and dread disease coverages
  • Personal income tax deduction benefit up to THB 100,000 of life premium, following the conditions of Thailand Revenue Department (Read more)

Life Coverage Benefit

In case of death before age 95, the company will pay the benefit as indicated below:

  • Policy year 1-2: 100% of initial sum assured
  • Policy year 3-4: 120% of initial sum assured
  • Policy year 5-6: 140% of initial sum assured
  • Policy year 7-8: 160% of initial sum assured
  • Policy year 9 onwards: 180% of initial sum assured subject to starting insured age

 

Preliminary Underwriting Guideline

  • Insured age: 31 days to 53 years old, for premium payment period of 6 years
  • Insured age: 31 days to 48 years old, for premium payment period of 15 years
  • Minimum sum assured: THB 200,000

Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, company underwriting guideline will be applied.

Let us help you with your life goals

Contact us to find out how we can help you achieve your insurance needs