Endowment 20/15

Fulfill with Happiness the Future of Your Choice

The desired quality of life for yourself and your loved ones can be determined today with Endowment 20/15. It provides guaranteed high return of cash benefit for your stable future, with life coverage of 20 years and premium payment of 15 years only.

Highlighted Benefits

  • Guaranteed high return of 155% of sum assured at maturity, either for your child’s education or for your own desired quality of life
  • Peace of mind with 20 years of life coverage o Worry free with only 15 years of premium payment
  • More coverages with additional riders attachable such as
    • Hospital and Surgical rider
    • Dread Disease rider
    • Hospital Benefit rider
    • Accidental rider
    • Waiver of Premium rider
  • Special with premium rate discount for sum assured of THB 600,000 and above; discount rate THB 2 per sum assured of THB 1,000
  • Income tax deduction benefit on actual premium payment, maximum allowance THB 100,000 according to the conditions of Revenue Department (Read more)

Underwriting Conditions

  • Insured age: 1 month 1 day until 60 years old 
  • Minimum sum assured: THB 100,000 per policy. Maximum sum assured depends on the underwriting conditions.

Sample of Benefit and Coverage
For female insured age 30 years old
(Unit : THB)

Sum Assured 150,000 600,000 1,000,000
Maximum life coverage* at the end of 20th policy year 232,500 930,000 1,550,000
Annual premium 12,000 46,800 78,000
Total 15 year premiums (1) 180,000 702,000 1,170,000
Maturity benefit at the end of 20th policy year (2) 232,500 930,000 1,550,000
Diff between 'maturity benefit' - 'total premiums paid' (2) - (1) 52,500 228,000 380,000

*The company will pay equal to sum assured amount or cash value amount or total amount of premiums paid, whichever is higher to beneficiaries, in case of the death of insured.

Policy applicants should study, read, and comprehend about coverage details and conditions before deciding to purchase. Please find more information from policy contract. In addition, company underwriting guideline will be applied.

Let us help you with your life goals

Contact us to find out how we can help you achieve your insurance needs