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Due to the return of the Novel Corona Virus (2019-nCoV or COVID-19) outbreak in Thailand at the moment. To provide peach of mind to customers in a timely manner with lifestyle and through this situation together, the Company has considered to extend a waiver of waiting period in case of admitted in hospital for treatment caused of infection by Novel Corona Virus (2019-nCoV or COVID-19).

Terms and Conditions

1. Cover only for the insured who has been diagnosed by doctor that infection by COVID-19 and not cover for the insured who are suspected under investigation of

2. Diagnosis for the insured who infected COVID-19 must be certified by the doctor for the infection via laboratory results.

3. Rider that waive of waiting period, the Company will pay benefits for medical needs according to the benefits table specified in the inforce insurance policy under the terms of coverage for the following products;

Plan Code

Plan Code

Hospital and Surgical Rider HS*, HN*
Hospital and Surgical Rider Delight Care HSD, HSDC*, HSDJ*
Health Protector Rider HSP
Health Protector Plus Rider HSPP1 - HSPP5
Hospital Benefit Rider HB*, HBL*
Hospital Benefit Fit Rider HBF
*Plan code has been withdrawn
 
4. Eligible policy for COVID-19 - waiver of waiting period, in case of admitted in hospital for treatment caused of infection by COVID-19 are as follows;
 
Eligible Policy Plan Code Waiver of Waiting Period

New Business Policy: Policy approved and issued from May 1 - Jul 31, 2021

HSD, HSP, HSPP1-HSPP5, HBF May 1 - Jul 31, 2021
Existing Policy*: Policy approved and issued before May 1, 2021  HS*, HN*, HSD, HSDC*, HSDJ*, HSP,  HSPP1-HSPP5, HB*, HBL*, HBF May 1 - Jul 31, 2021

* Plan code has been withdrawn
** including submission the request for reinstatement, add rider, change plan for rider as specified in no. 3 between May 1 - Jul 31, 2021


The Company will issue an endorsement waiver of watiting period, in case of admitted in hospital for treatment caused of infection by COVID-19 for eligible policy as mentioned above. All other exclusions and conditions for waiting period still apply.

5. The right of waiver of watiting period, in case of admitted in hospital for treatment caused of infection by COVID-19 will be ceased if the policy lapse.