Chubb Life protecting our insured from Novel Coronavirus 2019

Chubb Life providing coverage for 2019 Novel Coronavirus (2019-nCoV)

In case of death and illness from 2019 Novel Coronavirus (2019-nCoV), our insured with following insurance plans will be protected;
 
1. Life insurance offers death coverage from accident and illness including 2019 Novel Coronavirus. Death benefit will be paid to the beneficiary as specified in policy contract.
 
2. Health rider covers medical treatment and surgical expenses. This inpatient treatment benefit will be paid based on the details and conditions stated in policy contract. The coverage offers both accident and illness cases, which also include the infection from 2019 Novel Coronavirus.
 
3. Hospital Benefit rider gives the insured indemnity in case of hospitalization from accident and illness including 2019 Novel Coronavirus.
 
The benefit will be paid as indicated in policy contract.

Waiting period exemption for all health riders

With new policies and existing policies which have health coverage effectively starting between February 1 and April 30, 2020, the insured will get the privilege of waiting period exemption for hospital treatment from Novel Coronavirus 2019 within May 31, 2020

Terms and Conditions
1. Cover only for the insured who has been diagnosed by doctor that infection by Novel Corona Virus (2019-nCoV or COVID-19) and not cover for the insured who are suspected under investigation of  Novel Corona Virus (2019-nCoV or COVID-19).
2. Diagnosis for the insured who infected Novel Corona Virus (2019-nCoV or COVID-19) must be certified by the doctor for the infection via laboratory results.
3. The Compay will pay benefits for medical needs according to the benefits table specified in the inforce insurance policy under the terms of coverage for the following products;
Product plan Plan Code
Hospital and Surgical Rider HS*, HN*
Hospital and Surgical Rider DelightCare HSD, HSDC*, HSDJ*
Health Protector Rider HSP
Health Protector Plus Rider HSPP1-HSPP5
Hospital Benefit Rider HB*, HBL*
Hospital Benefit Fit Rider HBF

4. Eligible policy for Novel Corona Virus (2019-nCoV or COVID-19) - waiver of waiting period, in case of admitted in hospital for treatment caused of infection by Novel Corona Virus (2019-nCoV or COVID-19) are as follows;

Eligible Policy Plan Code Novel Corona Virus 2019 - waiver of waiting period

New Business Policy
(Policy approved and issued from March 1st, 2020 to April 30th, 2020)

HSD / HSP / HSPP1-HSPP5 / HBF March 1st, 2020 – May 31st, 2020

Existing Policy inforce
(Policy approved and issued from February 1st, 2020 to February 29th, 2020)

February 1st, 2020 – May 31st, 2020

Existing Policy
(Policy approved and issued before March 1st, 2020 and submit the request for reinstatement, add rider, change plan for rider as specified in no. 3 between March 1st, 2020 – April 30th, 2020)

HS* / HN* / HSD / HSDC* / HSDJ* / HSP / HSPP1-HSPP5 / HB* / HBL* / HBF

March 1st, 2020 – May 31st, 2020
(Once the Company has approved the request according to Company’s underwriting guideline)

*Plan code has been withdrawn
The Company will issue an endorsement waiver of watiting period, in case of admitted in hospital for treatment caused of infection by Novel Corona Virus (2019-nCoV or COVID-19) for eligible policy as mentioned above. All other exclusions and conditions for waiting period still apply.
5. The right of waiver of watiting period, in case of admitted in hospital for treatment caused of infection by Novel Corona Virus (2019-nCoV or COVID-19) will be ceased if the policy lapse.