Valuable Articles Insurance

  • Your special collections and rare finds reflect your own personal journey. Protect what you treasure most – at home and across the globe.

Not all insurance products are equal. When it comes to protecting the things that matter most, the last thing you need to hear – should your valuables be lost, stolen or damaged – is that they’re not insured for their true value. We know how important it is to protect all the special possessions you have collected or inherited.

Whether fine art, jewellery, antiques, wine, coins or nearly any collectible, we understand your treasures reflect your own personal journey. And we know how important it is to protect all the special possessions you have collected or inherited.

Coverage Highlights

What it Covers

  • Fine art/antiques
  • Jewellery
  • Wine collections
  • Rare books
  • Manuscripts
  • Silverware
  • Furs
  • China and crystal
  • Musical instruments
  • Stamps and coins
  • Cameras
  • Sports Gear/Equipment
  • Bicycles

Benefits

While typical homeowner’s policies are designed to protect your home and what’s inside, there is usually limited coverage for valuable possessions that may get lost, stolen, or damaged. With Masterpiece® Valuable Articles Coverage, you can protect what you treasure anywhere in the world - all with no deductible:

  • Itemised Cover
    This allows you to list items in your collection separately from your contents cover. This way each item you list will be insured for an amount determined by you.
  • Blanket Cover
    If you don’t want itemised cover, we can tailor a programme that covers every item under one blanket limit with a specified limit per item. So if you have a loss, your valuable item/s will be replaced or repaired up to the insured limit.
  • Loss in Market Value Cover
    If a valuable with itemised cover is damaged and suffers a loss in market value as a result, Chubb will pay for the reduction in market value up to the insured amount.
  • Pairs and Sets Cover
    Often valuable items form a part of a pair or set. With Masterpiece, if one piece of an itemised pair or set is lost or damaged, we’ll cover the replacement cost of the entire set. All we need is the remaining piece(s).
  • Optional Cash Settlement
    In the unfortunate event a valuable item is irreparably damaged or lost, you can choose to take cash rather than replacing if it suits you better.
  • Worldwide Cover
    With Masterpiece your valuables are automatically covered wherever you take them in the world.
Enhancements to the Masterpiece Policy

Key Highlights: Increased Special Limits for Contents for Legal Tender, Jewellery, Precious Metals, Collectible Stamps, Wine and Fine Art.

Related Products

Deluxe Home and Contents

If you’re the owner of a fine home and valuable items, you’ll need a superior insurance policy to match. Masterpiece® offers flexible protection with a difference. If you have a covered loss with us, you can choose between having the finest craftsmen available return your home and belongings to their original condition and a cash payment – no depreciation in value applied.

Deluxe Home and Contents
Insurance for Your Jewellery Collection

Chubb specialises in the insurance of fine jewellery, providing you with peace of mind knowing that your precious jewellery is receiving utmost protection.

Insurance for Your Jewellery Collection
Personal Liability

Whether its slander, a guest injury at your home or damage to a neighbour’s property, Chubb can offer a personal liability cover as part of your Masterpiece® policy to protect you and your family from lawsuits that could arise.

 

Personal Liability

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Protect your high valued home and assets

It will be too late when you realise that you are not adequately insured. Contact us to find out how we can help you protect your valuable possession.