Enjoy tailored protection to meet your individual needs. Chubb offers quality home and valuables insurance that's customisable, depending on the cover you need.
At Chubb, when it comes to helping you protect your valuable possessions, we go beyond your expectations. Our Masterpiece® policy provides coverage for individuals with significant assets to protect, and who appreciate superior levels of insurance cover and service for their homes, contents, fine art, jewellery, antiques, collections and personal liability.
Right from the start, you’ll see that Chubb is different. We don’t simply process claims. We look for ways to prevent damage from happening and go out of our way to make the claim process easy for you if something happens to you or your valued possessions.
Chubb’s flagship prestige home and valuables offering for families and individuals with significant assets to insure and who appreciate a premium level of cover and service.
Find out more about the various coverages under Masterpiece:
Home & Contents
From your home to the things you care about most, there's a lot to protect. And for that, you want a tailored kind of home insurance protection and dedicated level of service that you deserve – the kind that Chubb Masterpiece provides.
You’ve worked hard to acquire the things you possess. That unique piece of art, the exquisite hand-crafted timepiece or the one-of-a-kind family heirloom. You can be assured that Chubb covers your valuable articles the way no other insurer can match.
Whether its slander, a guest injury at your home or a neighbour's claim that arose from the damage to their property, Chubb can offer a personal liability (including tenants' liability) cover as part of your Masterpiece policy to protect you and your family from lawsuits that could arise.
A kitchen fire broke out in an apartment and our customer incurred fees for temporary accommodation and for the replacement cost of damaged appliances and furniture. Chubb paid S$93,000 for this claim.
Handbags were stolen from our customer's home in Singapore and were never recovered. Chubb paid S$140,000 to replace the bags.
Our customer's engagement ring was chipped from an accidental impact. Chubb paid S$102,000 for the repairs, undertaken by the customer's choice of jeweller.
Our customer was robbed of his watch while he was on holiday. Chubb paid S$13,000 for the replacement cost of the watch.
Our customer's mountain bike was missing from the parking space of his residence. Chubb paid S$8,960 for the replacement cost of the bike.
What makes Chubb Masterpiece® so different?
Owners of valuable assets may be tempted to save on their policy premiums, but when there is a claim, they may find that they are not sufficiently covered. Ordinary home policies can offer low premiums because they come with ‘small prints’ limiting the amounts they pay out. So, if you own a higher value home and valuable assets, it may be too late when you realise that you are not adequately insured.
This is precisely the reason why Chubb Masterpiece is unique. We put our insureds’ needs first with our 3-step approach.
Chubb’s radical 3-step approach
Chubb’s radical 3-step approach
Step 1 – We believe in total transparency
We agree with you upfront, exactly what is insured and for how much. This eliminates over and under-insurance, and any haggling after the event. We also offer ‘agreed value’ for valuables and fine art - so you know the exact sum you will receive in the event of a loss.
Step 2 – We provide broad cover
We provide ‘all risks’ cover (including accidental damage) with minimal restrictive conditions, no under-insurance penalties and no small print. It comes from understanding what we are insuring.
Step 3 – We aim to pay claims
The moment you make a claim, we are ready to deal with it in a fast, fair and fuss-free way.
Let us raise your expectations of what insurers can deliver.
Why should you choose Chubb?
We look for ways to say yes.®
We respond quickly and with a personal touch.
We acknowledge claims within one working day, and ensure you are kept updated throughout the process.
We’ll do what’s right for you.
If your property is uninhabitable as a result of a covered loss, we will help you to maintain your usual standard of living while your property is undergoing restoration.
We look for ways to do more.
We help make sure you have no gaps.
You get comprehensive, not patchwork protection.
We look out for you.
You get a proactive partner to help prevent issues from happening in the first place.
"We use our expertise to ensure the things you have worked hard for and you care about are properly covered."
"Chubb Masterpiece is a must have product for keeping all the belongings of you and your family secure and giving you peace of mind. My pride and joy watch was badly damaged in an accident and the claim was handled extremely quickly and professionally. And this isn't the first time Chubb and their agents have swooped to the rescue in such a fashion. The lifesaver that transformed my feelings of heartbreak into relief was Gayle Shepherdson. Thank you Gayle."
"We have insured with Chubb for the past 7 years in Singapore and in that time had to claim for 2 items, both of which were accidental damages. Chubb have been very prompt, very helpful, and very quick in processing our claims, none of which I could fault. Whilst there are cheaper offers in the marketplace for contents insurance I would thoroughly recommend Chubb as you get what you pay for. I have heard of many a nightmare claims with other insurance companies. Chubb have been in my opinion by far the best contents insurance company to deal with and would thoroughly recommend them."
"I submitted a claim for my home insurance as my home alarm system was damaged by lightning strike. Chubb team was very professional and responsive with guiding me (on) the process and paperwork to get my claim done. Very impressed with Gayle Shepherdson who represented Chubb in dealing with my claim. Good job."
- TC Ng
Reasons Why You Should Get Insurance for Your Luxury Watches
Watch enthusiasts like yourself would understand the sense of pride that lies behind collecting luxury and rare timepieces. Besides the sentimental value your collection provides, they often also provide investment value.
Pearls can be easily damaged from contact with chemicals, lotions, or other stones, such as diamonds or gemstones, that have rough edges. And even though diamonds are the hardest natural substance around, they can still get lost or damaged.
Masterpiece® is Chubb’s prestige home and contents offering, for people with significant assets to insure, who appreciate a premium level of cover and service that is customisable to their needs.
To find out more about Chubb’s Masterpiece® insurance, get a quote, or to speak to a broker, simply complete this short form and one of our Customer Service Representatives will contact you.
As the longest serving insurer in this specialist area, you’ll benefit from Chubb’s 30 years of experience and focus on prevention and protection. With most properties, we’ll send an experienced Risk Consultant with expertise in evaluating homes like yours to your door. Careful observation will be the first step. The architecture will be documented; details will be catalogued, measured, and photographed. And it’s all complimentary for Chubb policyholders. That’s the premium level of experience you can expect as a Chubb client.
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