The Care Programme

• Transportability of policies, even when you leave the company
• Exclusive discounts on premiums specially for SATS’s employees
• 30-Day Free Cover
• Personal Accident cover which includes Traditional Chinese Medicine (TCM) reimbursement
• One of the selected few insurers that provides coverage for seniors, up to the age of 90 years old

What happens if you are hospitalised due to an unfortunate accident or illness? Is your family prepared for the potential loss of income? Elite Hospital Income Guard is designed to provide you with a daily supplementary income when you’re hospitalised, and double the amount should you be admitted to the Intensive Care Unit (ICU).

Key Benefits

• Hospital income of up to $200 per day
• Intensive care hospitalisation income of up to $400 per day
• Premium waiver in the event of involuntary loss of employment
• Worldwide coverage

Cancer is Singapore’s leading killer disease, and there has been an increase in people getting diagnosed in recent years. A cancer report released by the National Registry of Diseases Office shows that there were 14,148 cases in 20151 and also estimates that one in four men and one in five women here are likely to get cancer by the time they are 75 years old.²

Elite Critical Illness Guard is a comprehensive plan which pays up to the sum assured upon diagnosis of Major Cancers and 36 specified Critical Illnesses. It also includes a Premium waiver benefit due to Involuntary Loss of Employment (ILOE) of up to 3 months to minimise the financial impact of such unforeseen circumstances.

Key Benefits

• Up to $100,000 payout upon diagnosis of Major Cancers and 36 specified Critical Illnesses
• Up to $10,000 payout to offset the cost of seeking a Second Medical Opinion
• Premium waiver in the event of involuntary loss of employment

¹Singapore Cancer Registry Annual Registry Report 2015

²The Straits Times, Singapore

With the increasing popularity of electric bicycles, there has also been an increase in the number traffic accidents involving cyclists.²

Have you taken the necessary actions to safeguard you and your loved ones from such accidents and medical emergencies? Elite Personal Accident Guard is designed to ease the financial burden of you and your family and provide you with financial support in times of need.

Key Benefits

• Up to $200,000 payout in the event of death or permanent disability due to an accident, and double the amount if it happens on public transport.
• Up to $30,000 payout for Child Living Expenses Benefit in the event of death due to an accident
• Premium waiver in the event of involuntary loss of employment

² The Straits Times, Singapore

Is the rising cost of medical expenses hindering your lifestyle choices? Elite Senior Guard is designed to ease your worries and live your golden years to its fullest potential with peace of mind. It provides you with a daily supplementary income when you’re hospitalised, and an additional daily supplementary income should you be hospitalised due to burns.

Key Benefits

• Up to $20,000 payout in the event of death or permanent disability due to an accident
• $200 a month in Monthly Living Expenses Benefit
• Accidental Hospital Income Benefit of up to $200 per day, in the event of hospitalisation due to an accident
• Up to $2,000 for Accidental Medical Expenses Reimbursement
• Up to $1,000 in Nursing Expenses Benefit
• Up to $8,000 in Broken Bones benefit 
• Up to $2,000 reimbursement for medical expenses incurred due to an accident
• Premium waiver in the event of involuntary loss of employment

Did you know that Hand Foot & Mouth Disease (HMFD) is present all year round with seasonal outbreaks every year? Children are especially susceptible to such illnesses, and adults can also be vulnerable if their immunity systems are weak. A common flu could evolve into something more serious if you’re not careful.

Are you and your children prepared in the event of an unforeseen accident or illness? Elite Junior Guard is designed to provide you and your children with support in such circumstances.

Key Benefits

• Up to $10,000 payout in the event of death due to an accident
• Up to $50,000 in the event of permanent disability due to an accident
• Daily Hospital Income of up to $100 per day, in the event of hospitalisation due to an accident
• Up to $500 in Nanny Aid Benefit
• Up to $1,000 for Accidental Medical Expenses Reimbursement
• Up to $5,000 in Broken Bones benefit 
• Up to $50,000 in Child Living Funds Benefits, in the event that Policyholder passes away due to an accident
• Premium waiver in the event of involuntary loss of employment