Under WICA, employers are required to maintain insurance for the following employees:
- all employees involved in manual work; and
- all other non-manual workers earning S$2,100 or less a month.
However, employers are susceptible to legal liability for claims under both WICA and also the Common Law for all employees, even if they are not under the categories mentioned above. As such, Chubb has developed the Chubb Work Guard®, to safeguard employers’ liability, and offer value-added services.
The salary threshold for non-manual employees to be insured was raised from S$1,600 to S$2,100 in April 2020. It will be further raised to S$2,600 in April 2021.