Products

SME Package Policy (Select+)

Chubb understands that SMEs are usually more vulnerable to fluctuating economic conditions and business interruptions due to smaller cash flows. We have designed Select+®, a package policy for Small and Medium Enterprises (SMEs), to offer wide standard cover with optional add-ons. Select+ provides SMEs with the protection they need, according to their requirements. 

Key Features of Select+

Wide Standard Cover

Coverage What It Will Cover
Property First-party property damage
Money Theft of cash within premises or whilst in transit
Fidelity Guarantee Employee dishonesty
Public Liability / General Liability Third party bodily injury or property damage
Workers Injury Compensation Statutory cover for employees against work-related injuries
Goods In Transit Movement of goods anywhere within Singapore
Specified All Risks for Portable Items Laptops, mobile phones and other specified items for damage anywhere in Singapore or worldwide
Business Interruption Protection against loss of profits in the event of damage to your business
Machinery Breakdown Physical machinery breakdown
Group Personal Accident Personal injury or death to insured employees



Industries Focus

Coverage highlight for each target Industry.

Industry Target Business


Food & Beverages (F&B)
Restaurants, dining places, food courts, food court stalls, coffee or ice cream shops and canteen operations. 


Retailers
Grocery stores and retailers of all types of goods in Singapore including but not limited to pharmacies, electronics, cosmetics, fashion, clothing, liquor, toys games and furniture.


Education
Pre-school education centres, tuition centres, commercial schools, children enrichment classes, music dance and ballet schools, art or fashion schools, adult education centres and language schools.


Health, Beauty and Spa
Beauty and hair salons, spa and foot reflexology clinics, weight loss and slimming centres, manicure and pedicure parlours, makeover services and more.


Hospitality & Hotels
Fitness centres, gymnasiums, hotels, hostels, motel and more.


Medical & Dental Centres
Psychiatry and general practice medical clinics, chiropractic and acupuncture services, specialist medical centres, aesthetics and cosmetic services, dental services and more.


Office & Services Business
Management consultants, accountants and IT consultants, software designers, architects, estate and letting agents, financial advisers, insurance brokers and agents, health and safety consultants and marketing companies.
Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks