Group Personal Accident Insurance

Workplace injuries can disrupt your business and lead to costly compensation payments. That’s why we protect employers with extensive insurance coverage and liability insurance protection against accidental death or injury.

Our Group Personal Accident policy is an innovative employee benefits product that combines our current market benefits with a highly acclaimed claims service platform for companies and organisations of all sizes.

Coverage Highlights

Innovations made to our Group Personal Accident Plan

  • Portfolio segmentation
    • Understanding our business allows us to be flexible and design practical and cost effective protection for your employees
  • Covers for wider scope under natural catastrophe
    • Covering 8 additional events – Cyclone, Flood, Landslide, Tornado, Volcanic eruption, Windstorm, Hailstorm and Wildfire
  • Claims
    • With Chubb Claims Centre, you can submit your claims online claims anytime, anywhere and using any electronic device 

Benefits

  • Employers can select from one of the broadest and most flexible range of benefits available at highly competitive rates:
    • Accidental death benefit
    • Permanent disability
    • Medical expenses due to an accident
    • Funeral expenses
  • A policy that can be extended to include an employee’s immediate family members who’re traditionally uninsured or under-insured

Classification of occupations

  • Class I

    Clerical, administrative or other similar non- hazardous occupations

  • Class II

    Occupations where some degree of risk is involved e.g. supervision of manual workers, totally administrative job in an industrial environment

  • Class III

    Occupations involving regular, light to medium manual work but no substantial hazard which may increase the risk of sickness or accident

  • Class IV

    High risk occupations involving heavy manual work, including hot works

For other occupations, applications will be considered based on details received.

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Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks