Group Personal Accident Insurance

Workplace injuries can disrupt your business and lead to costly compensation payments. That’s why we protect employers with extensive insurance coverage and liability insurance protection against accidental death or injury. Our track record of offering Group Personal Accident insurance to organisations also puts us in a good place to help yours, no matter its size.

Coverage Highlights

What it covers

  • Disappearance and exposure
  • Unprovoked murder and assault
  • Natural perils
  • Peace-time National Service reservist training
  • Radioactive emission
  • Riots and strikes
  • Civil commotion
  • Aircraft hijacking
  • Suffocation by smoke, poisonous fumes, gas and drowning
  • Terrorism
  • Motorcycling


  • Employers can select from one of the broadest and most flexible range of benefits available at highly competitive rates:
    • Accidental death benefit
    • Permanent total disability
    • Medical expenses due to an accident
    • Hospital cash
    • Funeral expenses
  • A policy that can be extended to include an employee’s immediate family members who’re traditionally uninsured or under-insured

Classification of occupations

  • Class I

    Clerical, administrative or other similar non- hazardous occupations

  • Class II

    Occupations where some degree of risk is involved e.g. supervision of manual workers, totally administrative job in an industrial environment

  • Class III

    Occupations involving regular, light to medium manual work but no substantial hazard which may increase the risk of sickness or accident

  • Class IV

    High risk occupations involving heavy manual work, including hot works

For other occupations, applications will be considered based on details received.

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Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks