Critical illnesses tend to be attributed to four common modifiable risk factors – physical inactivity, unhealthy diet, tobacco and harmful use of alcohol. Critical illnesses like cardiovascular diseases and other non-communicable diseases like cancers and diabetes are responsible for 40 million annual deaths, including 15 million people aged between 30 and 70 globally1.
Seventy-four percent of deaths in Singapore are caused by critical illnesses2.
It refers to insurance covering events such as diagnosis of dread diseases including cancer, kidney failure, heart attack, stroke and paralysis, amongst others.
A caregiver to care for family members
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Aged from 16 – 65 years. This age range caters to today’s workplace as people are living and working longer.
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People have policies that would meet just 20 per cent or so of their needs. The gap of 80 per cent is very large.8 Employers stepping in to fill this gap will be seen as Employers of Choice with a stellar commitment in caring for their employees. By providing group insurance coverage for critical illnesses, their compensation and benefits package becomes market-leading as it goes beyond the traditional coverage for death and disability.