Cyber Insurance

Any company can be affected by a breach of sensitive customer or employee information. And as technology becomes more complex and sophisticated, so do the threats we face. That is why every business and organisation needs to be prepared with cyber liability insurance. Find out how our Cyber Enterprise Risk Management (ERM) Policy protects your business assets against the complexity of cyber threats.

Preparation & response - the Chubb cyber solution

Chubb Cyber ERM is more than a policy, it is a risk management solution offering clients pre-bind assistance, pre-event risk mitigation support and post-event cyber incident response services.

Pre-Quote and Pre-Bind Services

Clients benefit from cyber risk mitigation support before the policy is bound.

This includes:

  • Detailed loss scenarios 
  • Best practice examples on cyber incident response 
  • Cyber insurance price estimates for budget planning

On Risk Pre-Event Services

Clients have direct access to Chubb’s specialist vendors to help them plan and test their response to cyber incidents. This panel of vendors has a range of skill sets that could be vital when managing a cyber incident.

Expertise includes:

  • IT forensics
  • Forensic accountancy
  • Credit monitoring
  • Lawyers
  • Public relations
  • Identity protection

Clients will also have access to white papers, news articles, claims examples, regulatory opinion, sample privacy policies and contractual clauses.

Cyber Incident Response Platform

Chubb’s Incident Response Platform is a holistic response to a cyber breach that may contain the threat and limit potential damage to a client’s business.

The platform features:

  • On-call crisis response available 24/7/365 days in over 200 local languages
  • Response within 1 hour from an incident manager 
  • Incident response plan of action in place within 4 hours
  • Local vendors and incident responders
  • Responds to all insured cyber risks including denial of service attacks, ransomware, cybercrime and employee error
  • Post-incident reporting

Coverage Highlights

What it covers

  • Business interruption loss due to a network security failure or attack, human errors, or programming errors
  • Data loss and restoration including decontamination and recovery
  • Incident response and investigation costs, supported by a 24/7/365 multilingual incident reporting hotline and on-demand vendors
  • Delay, disruption, and acceleration costs from a business interruption event
  • Crisis communications and reputational mitigation expenses
  • Liability arising from failure to maintain confidentiality of data
  • Liability arising from unauthorised use of your network
  • Network or data extortion / blackmail (where insurable)
  • Online media liability
  • Regulatory investigations expenses


  • A global cyber practice, combining global and local expertise
  • Worldwide 24/7 incident response in local language with local vendor capabilities
  • Extensive market experience with the first cyber product launched in 1998
  • Dedicated cyber underwriters, locally empowered
Keeps your business protected from cyber risks

Chubb’s Cyber Enterprise Risk Management solution provides you with the coverage and services needed to mitigate these cyber risks.

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Have a question or need more information?

Contact us to find out how we can help you get covered against potential risks