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Flood damage can be mitigated if you and your family take precautionary measures. Here are some steps you can take before, during, and after a flood.

Before a Flood

  • Keep all important documents such as legal papers, birth certificates, marriage licenses, financial papers, and insurance policy information in a safety deposit box or fire- and waterproof box on the upper floor inside the home.
  • Have an evacuation plan. Flash flooding can occur quickly. Know where you and your family will go. If you have pets, plan for their evacuation as well.
  • Elevate the water heater and electric panel if susceptible to flooding.
  • Seal walls in basements with waterproofing compounds to avoid seepage.
  • Ensure drainage holes are unblocked and clear of fallen leaves and debris, to prevent clogs.


During a Flood

  • If the threat of flood exists, move to higher ground.
  • Secure your home. If you have time, bring in outdoor furniture. Move essential items to the upper floor.
  • Turn off utilities at the main switches or valves if instructed. Disconnect electrical appliances. Do not touch electrical equipment if you are wet or standing in water.


After a Flood

  • Before entering a flooded area or home, ensure electricity to your home is not "live."
  • After a storm or flood, hire a licensed electrician to inspect appliances and equipment before powering them back up. 
  • Avoid tap water until you learn that your community's water supply is safe to drink.
  • Avoid floodwaters as water may be contaminated by oil, gasoline, or raw sewage. Water may also be electrically charged from underground or downed power lines.
  • Avoid driving through water on the roads.
  • Be aware of areas where floodwaters have receded. Roads may have weakened and could collapse under the weight of a car.
  • Be mindful of fallen trees and debris, which can conceal downed power lines or poles. Stay away from downed power lines and report them to SP Group.
  • Stay out of any building surrounded by floodwaters.
  • Use extreme caution when entering buildings. There may be hidden damage, particularly in foundations.
  • Clean and disinfect everything that got wet. Mud left from floodwater can contain sewage.


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Disclaimer - The content of the above article is not intended to constitute professional advice. Although all content is believed to be accurate, Chubb Insurance Singapore Limited (Chubb) makes no warranty or guarantee about the accuracy, completeness, or adequacy of the content of this article. Users relying on any content do so at their own risk. Published 10/2022.

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