Home Credit Appliance / Specified Content Insurance is designed to meet the appliance insurance needs of Home Credit’s customers by offering an accidental damage benefit for customers with Appliance Loans.

Coverage Highlights

Featured Coverage and Benefits

  • An appliance insurance under Home Credit’s Appliance Protection Program made available for Home Credit loan customers as part of their loan. It is effective on the date of the approval of the loan.
  • The benefits of the program involves indemnifying the Insured against the cost of Repair or Replacement for any Damage to the insured Content/s while located at the Premises caused by an Accident occurring during the Period of Insurance, subject to the terms and conditions herein. The Company shall only be liable to pay for a maximum of two (2) approved claims during the Period of Insurance. In case of Replacement, the original insured Content/s will become the property of the Company


  • Warranty issues
  • Natural calamity
  • Wear and tear
  • Vandalism
  • Being left in the open air
  • While in transit

Please refer to the actual policy wordings for the details.

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