Commercial

Premises Pollution Liability Insurance

Environmental liabilities can impact business operations. That’s why our specialized suite of Premises Pollution Liability products can be structured to provide broad protection to safeguard owners, managers and operators of various premises. So whether the liabilities are gradually occurring, sudden or accidental, you’ll be adequately covered.

Coverage Highlights

What it covers

Broad coverage available, including any or all of the following

  • Coverage for remediation costs for pollution on, at or emanating from the insured locations
  • Coverage for remediation costs for claims from governmental agencies for pollution on, at or emanating from the insured locations
  • Third-party coverage for bodily injury, property damage, and remediation costs for pollution on, at or emanating from the insured locations
  • Third-party coverage for bodily injury, property damage, and remediation costs arising from pollution conditions caused during the transportation of wastes or products
  • Coverage for claims arising from listed non-owned disposal sites 
  • Coverage for legal defense expenses for any claims covered under the policy
  • Coverage is not excluded for emotional distress or mental anguish claims
  • Coverage is available for natural resource damages claims
  • Coverage is available for mold-related claims
  • Remediation costs include replacement costs
  • Coverage is available for underground storage tanks
  • Coverage is available for first-party business interruption
  • Coverage is available for multinational exposures

Benefits

  • The ability to cover business interruption and known conditions by endorsement
  • The ability to cover liabilities encountered in mergers and acquisitions
  • The ability to cover acquired and divested properties by endorsement
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