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Whether you’re a farmer, contractor or miner, a solid insurance for your plant or equipment can protect your business from various risks. Chubb’s package policy provides cover for a wide range of mobile plant and equipment types across multiple industries. Offering insurance protection for material damage and increased costs of working, among other benefits.


Coverage Highlights

Market specialisation

We have a strong focus on the following industries: 

  • Earthmoving/Excavation contractors
  • Mining – above ground, open cut 
  • Directional drilling 
  • Builders/Construction/Civil construction 
  • Road construction/Road works 
  • Plumbers
  • Plant hire companies (dry and wet hire) - dependent upon machine type 
  • Agricultural/Farming (tractors and farm implements such as hay tools, tillage, planters, discs, grinders/mixers, spreaders/fertilisers,)
  • Grape and other fruit harvesting 
  • Access and materials handling equipment 

Chubb will also consider the following industries: 

  • Concrete/Boom operators 
  • Crane operators (preference for wet hire) 
  • Drilling operators – not oil or gas 
  • Metal recycling plants 
  • Quarry operators

What it covers

In addition to a comprehensive level of additional covers, our policy also includes the following features in the material damage section of our wording:

  Basis of Settlement

  • Replacement value on machines less than 24 months old and market value for machines over 24 months (subject to sum insured). 

Traditional mobile plant and equipment products typically only allow for market value as the basis of settlement regardless of the machines age, but with Chubb’s mobile plant product, the insured is able to obtain a new machine for their machines less than 24 months old which are involved in a total loss scenario.


Chubb has a long-standing history of providing insurance solutions for mobile plant and equipment. In fact, we provide insurance programmes for some of the world’s leading plant and equipment manufacturers and distributors.  Our focused underwriting approach enables us to provide consistent and competitive terms in our chosen segments, all backed by:  

  • Our strong financial rating
  • Our renowned claims service
  • Our long-term commitment to the New Zealand market 
  • Our local underwriting expertise 
  • Our strong loss control capabilities

Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this product is right for you and to obtain a copy of the Expatriate Insurance Policy Wording and Product Disclosure Statement (PDS), contact a Chubb Independent or Global Broker Unit representative today.

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks