Media Liability Insurance

Our target audience includes:

• Advertising agencies
• Authors
• Book publishers
• Film distributors
• Film producers’ errors and omissions (on a multi-year basis)
• Magazine and periodical publishers
• Newspaper publishers
• Radio broadcasters
• Television broadcasters

• ‘All risks’ language on a civil liability basis. Cover goes beyond ‘named perils’ by virtue of ‘including, but not limited to’ language. An insured should not be concerned about whether a specific type of media claim is as specifically listed at the point of claim.
• Negligent publication coverage for any claim alleging harm to a person or entity that acted or failed to act in reliance upon the information published
• The insured controls whether to retract content. Cover will not be withheld if the failure to retract content is seen to prejudice a more favourable outcome to a claim.
• ‘Claims Made’ cover with ‘as soon as practicable’ claims reporting
• No insured vs insured exclusion with respect to internal copyright disputes
• Broad definition of ‘Insured’ covers contracted stringers, freelancers and photographers when acting under the direction of the Insured Organisation
• No requirement to reveal confidential sources
• Subpoena defence costs option for news media organisations
• Stand-alone insuring clause for production activities, along with built-in merchandising cover 
• Stand-alone insuring clause for internet activities with automatic cover for newly created websites
• Punitive damages included where insurable by law
• Worldwide coverage and global reach optional coverages (available by endorsement) include, among others, cyber liability and professional services covers

Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this product is right for you and to obtain a copy of the Expatriate Insurance Policy Wording and Product Disclosure Statement (PDS), contact a Chubb Independent or Global Broker Unit representative today.