Commercial Crime Insurance

Workplace criminal schemes can last for years and cost your organisation dearly. Chubb’s leading crime insurance cover is designed to broadly protect your business against a wide range of exposures, and manage losses in the event of a criminal incident. Whether it’s fraud, destruction of property or cyber-crime, our fraudProtector policy has got you covered.

Coverage Highlights

What it covers

Chubb’s fraudProtector provides cover for direct financial loss suffered due to crime. This includes:

  • Internal Crime

– Direct financial loss as a result of fraud or dishonesty by employees stealing money, securities or property

  • External Crime

– Third party computer crime
– Third party forgery
– Third party counterfeit

  • Theft, Physical Loss or Damage

– Third party permanently depriving you of money, securities or property
– Destruction or disappearance of money or securities

  • Client Loss

– Where the insured is responsible for the care, custody and control of clients’ money, securities or property and such has been lost under the main cover

  • Fees, Costs and Expenses

– Auditor fees or investigation costs to identify covered losses

– Legal fees in defence of demands or claims resulting from a covered loss

– Fair and reasonable costs to restore the insured’s computers following a covered loss

Benefits

  • Policy can be tailored to clients’ needs
  • Coverage includes acts by unidentified employees 
  • Policy can be extended to cover third party theft, forgery, counterfeiting and computer crime making it a comprehensive commercial crime policy

Chubb only provides general advice and does not consider your objectives, financial situation or needs. To decide if this product is right for you and to obtain a copy of the Expatriate Insurance Policy Wording and Product Disclosure Statement (PDS), contact a Chubb Independent or Global Broker Unit representative today.

Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks