Commercial Crime Insurance

Workplace criminal schemes can last for years and cost your organisation dearly. Chubb’s leading crime insurance cover is designed to broadly protect your business against a wide range of exposures, and manage losses in the event of a criminal incident. Whether it’s fraud, destruction of property or cyber-crime, our fraudProtector policy has got you covered.

Coverage Highlights

What it covers

Chubb’s fraudProtector provides cover for direct financial loss suffered due to crime. This includes:

  • Internal Crime

– Direct financial loss as a result of fraud or dishonesty by employees stealing money, securities or property

  • External Crime

– Third party computer crime
– Third party forgery
– Third party counterfeit

  • Theft, Physical Loss or Damage

– Third party permanently depriving you of money, securities or property
– Destruction or disappearance of money or securities

  • Client Loss

– Where the insured is responsible for the care, custody and control of clients’ money, securities or property and such has been lost under the main cover

  • Fees, Costs and Expenses

– Auditor fees or investigation costs to identify covered losses

– Legal fees in defence of demands or claims resulting from a covered loss

– Fair and reasonable costs to restore the insured’s computers following a covered loss


  • Policy can be tailored to clients’ needs
  • Coverage includes acts by unidentified employees 
  • Policy can be extended to cover third party theft, forgery, counterfeiting and computer crime making it a comprehensive commercial crime policy
Interested in this Chubb policy?

Have a question or need more information? Contact us to find out how we can help you get covered against potential risks