For an optimal site experience, we recommend using a different browser.
Using Internet Explorer may prevent you from accessing Chubb.com, and some site features may not function as expected.

X
skip to main content

What is Trauma Cover?

We’ll pay you a lump sum if you or a key person suffers from a defined serious illness or condition.

Why do I need Trauma Cover?

On-going improvements and advancements in modern medicine mean you have a greater chance of surviving a serious illness or condition, but the financial impact this can have on your business can be significant.

Having Trauma Cover in place can help minimise the financial impact. 

 

This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at August 2022 and is subject to change.

Trauma cover provides the following built in benefits:
Trauma cover provides the following built in benefits:

Full Trauma Benefit

Payment of the full Trauma Cover sum insured if you meet all the criteria for a covered condition.

Diagnosis Benefit

An early partial payment of 25% of the Trauma Cover (up to $75,000) upon diagnosis of specific conditions.

Partial Benefit

A partial payment of 25% of the Trauma Cover (up to $75,000) if you meet the relevant criteria for specific conditions.

Return to Home Benefit

Cover for transport costs of up to $10,000 to get back to New Zealand if you suffer one of the covered conditions overseas.

Support Person Accommodation Grant and Transfer Benefit

Reimbursement of costs incurred when a support person is required to accompany you outside your residential region for treatment that is necessary but not available locally.

Financial and Legal Advice Benefit

An additional payment of up to $2,500 for reimbursement of financial planning or legal advice fees.

Other business covers
Other business covers

Key Person Start-Up Cover

We'll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Premium Cover

Your insurace premiums will be covered if you or a key person in your business is unable to work through disability.

Complete Disablement Cover

We'll pay you a lump sum if you or a key person within your business becomes completely disabled through illness or injury.

Business Overheads Cover

Monthly payments of eligible business overheads if you're unable to work due to disability as a result of illness or injury.

Life Cover

We'll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Contact us
Contact us

Find the right cover for you


To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf