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What is Specific Injury Cover?

Insurance that pays a lump sum amount if you or a key person suffer one of the covered injuries as a result of an accident.

Why do I need Specific Injury Cover?

If you or a key person suffers an injury as a result of an accident, you may not get coverage under other insurances or ACC if the injury was deemed minor. How would your business manage financially if you or a key person were unable to work as a result of the injury?

Specific Injury Cover provides you with a lump sum amount and it’s your choice how you use the money.

 

This brochure is for information purposes and is a summary only. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. This brochure is based on information current as at August 2022 and is subject to change.

Other business covers
Other business covers

Life Cover

We'll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Key Person Start-Up Cover

We'll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Trauma Cover

We'll pay you a lump sum if you or a key person suffers from a defined serious illness.

Complete Disablement Cover

We'll pay you a lump sum if you or a key person within your business becomes completely disabled through illness or injury.

Business Overheads Cover

Monthly payments of eligible business overheads if you're unable to work due to disability as a result of illness or injury.

Contact us
Contact us

Find the right cover for you


To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf