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What is Life Cover?

It's insurance that pays you a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Why do I need Life Cover?

It provides peace of mind that your business can continue to operate at a time when key decisions about the future of your business need to be made.

 

The information provided is only a summary of the product features and terms of cover. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. The information is current as at August 2022 and is subject to change.

It provides the following benefits:
It provides the following benefits:

Life Cover Benefit

We'll pay the Life Cover sum insured if you pass away.

Terminal Illness Benefit

An early payment of your Life Cover sum insured if you or a key person is terminally ill. 

Financial and Legal Advice Benefit

Reimbursement of fees for financial planning or legal advice.

Other business covers
Other business covers

Key Person Start-Up Cover

We'll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness.

Premium Cover

Your insurance premiums will be covered if you or a key person in your business is unable to work through disability.

Trauma Cover

We'll pay you a lump sum if you or a key person suffers from a defined serious illness.

Complete Disablement Cover

We'll pay you a lump sum if you or a key person within your business becomes completely disabled through illness or injury.

Business Overheads Cover

Monthly payments of eligible business overheads if you're unable to work due to disability as a result of illness or injury.

Contact us
Contact us

Find the right cover for you


To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf