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Business Assurance

Cover to help you control what happens in the future if something unexpected was to happen to you or a key person in your business.

Is Business Assurance for me?

Leave your details and an Insurance Adviser will give you a call

What else do I need to know?
What else do I need to know?

Call us free on 0800 900 047, or email

Life Insurance doesn’t only cover people when they pass away, it can provide critical cover for people diagnosed with a terminal illness. In a lot of these instances, the Life Insured needs to stop working and has expensive medical bills to cover, yet their day-to-day living costs don’t stop. Having a Life Insurance Policy can be a worthwhile investment to help manage these unexpected circumstances.

If the policyholder is diagnosed with a terminal illness, we will pay you the current Life Cover Amount (ie the sum insured), up to a maximum of $500,000. If this payout doesn’t cover the full amount insured, the rest will be paid out when the policyholder passes away, provided premiums continue to be paid during this time. If we pay the Terminal Illness Benefit equal to the current Life Cover Amount, the Policy will end and no further premiums will be payable.

Our Chubb Life policy wording has further information on this if you would like to learn more about terminal illness cover as well as other parts of a Life Insurance Policy.

More business cover options

Business Extra

Flexible cover for most small businesses in New Zealand

Agribusiness Extra

Specific business cover for those working in the Agricultural sector

Contact us
Contact us

Find the right cover for you

To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.

Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit