These are additional benefits outside of your normal insurance cover at no extra charge to you. You can apply for them for yourself, or your life assured and dependent children.
More about client benefits
Agribusiness Extra
What is Agribusiness Extra?
Insurance cover specifically designed to protect the unique needs of those who work in the agricultural sector.
The information provided is only a summary of the product features and terms of cover. Please refer to the policy wordings for our full requirements and eligibility criteria. The content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a financial advice service. It is recommended you seek financial advice which takes into account your individual circumstances before you acquire a financial product. The information is current as at August 2022 and is subject to change.
What's included?
Life Cover
We’ll pay you a lump sum if you or a key person dies or is diagnosed with a terminal illness.
Accelerated Trauma Cover
Insurance that pays a lump sum amount if you a key person suffer from a defined serious illness or condition.
Specific Injury
Insurance that pays a lump sum amount if you or a key person suffer one of the covered injuries as a result of an accident.
Income Cover (Agreed Value)
Income Cover is an Agreed Value monthly benefit that kicks in after 2 years of total disability and is payable for up to 5 years, if the insured person remains unable to return to work due to illness or disability.
Accelerated Complete Disablement Cover
Having complete disablement cover means if you or a key person become completely disabled through illness or injury, you have the support you need to focus on your recovery.
Premium Cover
Premium Cover would pay for the cost of your policy for the entire time you or a key person are on claim meaning you have one less thing to budget for.
Disability Covers
If the insured person was to become ill or suffer a disability and be unable to work they will still need to maintain an income to keep the farm going while they recover.
Is Agribusiness Extra for me?
Is Agribusiness Extra for me?
Find the right cover for you
To make sure you choose the right cover for your needs, you'll need the help of a qualified Financial Adviser. We can connect you with an Adviser near you. Leave your details and someone will give you a call for a quick, no-obligation chat about your personal insurance needs.
What else do I need to know?
What else do I need to know?
You can apply for client benefits in a number of ways
talk to your Adviser
email Claims.NZ@chubb.com
call us on 0508 464 999
The first step in making an insurance claim is to contact Chubb Life directly. Our team will guide you through the claims process, beginning with giving you clear information on your policy and sending out any required forms for your claim.
Call us free on 0800 900 047, or email us at Claims.NZ@chubb.com
Chubb Life will meet the medical costs involved if we have requested medical information from your doctor, or if we have asked for a blood test or specific examination. If, however, you're already scheduled to have a specific test, or are due for a review of a medical condition which would ordinarily occur with your doctor, the cost will be your responsibility to meet.
The service must be approved by Chubb Life before the benefit is carried out to/on the policy owner, life assured or dependent child. Once pre-approval is provided to the policy owner, life assured or dependent child, it's the responsibility of the policy owner or life assured to make an appointment and provide Chubb Life the invoice.
The policy owner and/or life assured must produce a GST receipt for the appointment in order for the claim to be paid by Chubb Life. Please ensure the invoice is made out to Chubb Life Insurance New Zealand (Chubb Life) with a reference to the claimant’s name, policy number and condition.
Benefits are approved at Chubb Life's discretion.
Chubb Life reserves the right to change, remove or add benefits without notice.
Chubb Life won't pay costs relating to missed appointments or appointments cancelled outside of the provider’s required timeframe.
More business cover options
Business Extra
Flexible cover for most small businesses in New Zealand.
Business Assurance
Cover to help if something unexpected was to happen to you or a key person in your business.
Your insurance is underwritten by Chubb Life Insurance New Zealand Limited (Chubb Life). Chubb Life has an A (Excellent) financial strength rating given by A.M. Best Company Inc. A summary of the rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended. For the full rating scale and more rating information visit www.ambest.com/ratings/guide.pdf